by SJB Global | May 31, 2024 | Advice, Ben Eccles, Estate Planning, Protection, Regulations
Tax situation Not all clients will necessarily have a problem with IHT. In recent years, this has become more common due to the growth in stock market values and property prices, combined with a £325,000 threshold which has not increased since April 2009, albeit the...
by SJB Global | May 7, 2024 | Estate Planning, Protection, Retirement
Planning For Worst Case Scenario Nobody enjoys contemplating the implications of death or disability, yet neglecting to plan for these eventualities can lead to undue hardship for individuals and their families. It’s vital to approach protection as a...
by SJB Global | Apr 18, 2024 | Insurance, Investments, Protection
Understanding Whole of Life Policies Securing the financial future of your loved ones is a priority that sits at the top of many to-do lists. Enter whole-of-life policies—a type of life insurance designed to offer peace of mind, knowing that your family will be...
by SJB Global | Apr 8, 2024 | Life Insurance, Protection
Life insurance serves as a financial safety net, ensuring that your loved ones remain financially secure in your absence. It’s a contract between you and an insurance company, where you pay premiums in exchange for a lump sum payment to your beneficiaries upon...
by SJB Global | Mar 27, 2024 | Advice, Protection
What is Critical Illness Cover (CIC) Critical Illness Cover (CIC) stands out as a relatively modern invention. Its roots trace back to the late 1980s and early 1990s, initially marketed as an adjunct to life insurance policies. These were whole-of-life policies that...