Get into the habit of saving for the future

When living overseas, you will generally be in a position where you have a larger disposable income so you need to make sure you can get that extra surplus income working harder for you. What you need to know is the best way to save taking into consideration your future plans, location, taxation and so on.

Frequently Asked Questions

This is a tough question to answer as its very much down to each individuals specific circumstances. Someone who is living in a tax free country in the middle each on a 1 year contract is in a much different situation to someone living in Europe on a permanent country so the best solution for each of these individuals is like comparing apples and oranges.

Please see our article below which may help you with how much you should save:

How saving a little amount per month can make all the difference

This really depends why you are saving and how much you are saving. You may be saving to buy a house, for retirement or even to go back home with a sizeable cash figure, so whatever the reason is we can help. If you are only offshore for a few years, it would make sense to save larger amounts whilst you can.

As investors, we often face the dilemma of when to buy and when to sell which is why regular contributions smoothens out the investment ride. So let’s say you invest $1000 every month. When the market is up, your $1000 will buy fewer units, but when the market is down, your money will buy more. Over time, this strategy could lower your average cost per unit compared to what you would have paid if you’d bought all your units at once when they were more expensive than the average.

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Offshore-Savings-Plans Get into the habit of saving for the future

Find out the answers to more questions…

Download your FREE “Expat Financial Planning Guide” NOW!

This guide will help you understand and avoid the common mistakes that expats make whilst living overseas. We help you understand the different opportunities that become available as an expat and make sure you do what’s right for you.

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Length of Term

With all of the different options available, you can make the length of the plan as flexible as you want starting from 0-25 years. We make sure you find the perfect plan for you with the right length of time. We can offer limited access plans with higher tax efficiencies or full access plans with lower tax efficiencies. The opportunities are endless.

Location

As expats tend to move around a lot, all our platforms are portable globally, so you will have the piece of mind in knowing that you can still contribute to your plan wherever you go. We also only operate with providers in the safest jurisdictions in the world.

Online Access

You will have online access to check your invests 24/7. It will show you valuations, account balances and the different investments you are holding. This helps you keep in touch with your finances to see if you’re on the right track.

Invested a lump sum and transferred my pension with SJB Global last month. Happy so far and looking forward to seeing how the investments perform. I was really impressed with the process and explanation of complex terminology.

Barbera Louis

Having previously gotten cold feet after almost going through with the transferal of my UK private pension to a QROPS with another wealth management company who, for a number of (good) reasons I felt uneasy with, I decided to look independently for an alternative adviser and was fortunate to come across Sam Barber quite by chance. Thanks to his endless patience in answering all of my questions and his excellent support throughout the entire process (which seemed very daunting initially), I am now confident that my future pension is in the best hands. He has put my mind at rest over so many issues and my initial lack of trust in such financial institutions has fully dissipated since becoming his client. I have no hesitation in recommending Sam to anyone who is even just considering transferring a pension out of the UK. He will not talk you into anything that you are unsure about and no question is too stupid. He knows what he’s talking about, gives sound advice and is 100% reliable. There are without doubt many sharks out there – happily Sam is not one of them.

Alia Harrison

I transferred my pension 6 months ago after speaking with a number of advisers in relation to my enquiry. Having initially being overwhelmed with the ordeal, Sam made me feel at ease with the whole process. And on our first semi annual review I am very pleased with the performance and feel like I have made the right decision. I would recommend SJB global to any expat who is looking to transfer their pension.

Jade Bolton

I started the process of finding information out about how to transfer my UK pension overseas and got a bit lost with it all. After sending out a few inquiries, I decided to go with Jake as I found his advice and costs to be completely transparent. The other 2 advisers had recommended me a QROPS and Jake said I was best suited to transfer to a SIPP and sent me links to authoritative websites to back up his reasons. I would recommend Jake to anyone who is looking for transparent advice.

Salvador Iglesias

Invested a lump sum and transferred my pension with SJB Global last month. Happy so far and looking forward to seeing how the investments perform. I was really impressed with the process and explanation of complex terminology.

Barbera Louis

Having previously gotten cold feet after almost going through with the transferal of my UK private pension to a QROPS with another wealth management company who, for a number of (good) reasons I felt uneasy with, I decided to look independently for an alternative adviser and was fortunate to come across Sam Barber quite by chance. Thanks to his endless patience in answering all of my questions and his excellent support throughout the entire process (which seemed very daunting initially), I am now confident that my future pension is in the best hands. He has put my mind at rest over so many issues and my initial lack of trust in such financial institutions has fully dissipated since becoming his client. I have no hesitation in recommending Sam to anyone who is even just considering transferring a pension out of the UK. He will not talk you into anything that you are unsure about and no question is too stupid. He knows what he’s talking about, gives sound advice and is 100% reliable. There are without doubt many sharks out there – happily Sam is not one of them.

Alia Harrison

I transferred my pension 6 months ago after speaking with a number of advisers in relation to my enquiry. Having initially being overwhelmed with the ordeal, Sam made me feel at ease with the whole process. And on our first semi annual review I am very pleased with the performance and feel like I have made the right decision. I would recommend SJB global to any expat who is looking to transfer their pension.

Jade Bolton

I started the process of finding information out about how to transfer my UK pension overseas and got a bit lost with it all. After sending out a few inquiries, I decided to go with Jake as I found his advice and costs to be completely transparent. The other 2 advisers had recommended me a QROPS and Jake said I was best suited to transfer to a SIPP and sent me links to authoritative websites to back up his reasons. I would recommend Jake to anyone who is looking for transparent advice.

Salvador Iglesias

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