What is an X-Ray Review?

If you have investments in place already, it makes sense to get a second opinion to make sure you made the right choice. Let´s face it, nobody buys the first car they look at do they?

We offer a no obligation X-Ray review where we review your existing pensions & investments to make sure you get the best results.

What an X-Ray Review uncovers

People are often unaware of the costs in their portfolios or even how well things are performing. We break it down as follows:

  • All costs including the platform, funds, adviser costs, exit fees, trustee fees.
  • 5 years performance of all investments
  • Compare investments to benchmark
  • Compare the service you are being offered

What we often uncover is that you are paying a lot of unnecessary costs which can easily be changed and reduced.

Frequently Asked Questions

It will cost you nothing at all to do an X-Ray review and it won’t cost you to move your account to us if you decided to so really there’s nothing to lose. In some cases, we have been able to lower the cost by up to 75%. If you don’t know what you are paying for the platform cost and the fund cost, its advisable to do an X-Ray Review.

There is no catch. We often find that expatriates are invested into outdated investments and there are often hidden charges attached to funds. We have had a lot of positive responses from the X-Ray reviews we’ve done. By making your portfolio clean and cheaper from unnecessary charges, it gives you more investment growth potential for the future, meaning more money for retirement!

The minimum value for an X-Ray Review is £50,000 or the equivalent in another currency.

no obligation X-Ray review where we review your existing pensions & investments

Find out the answers to more questions…

Download your FREE “Expat Financial Planning Guide” NOW!

This guide will help you understand and avoid the common mistakes that expats make whilst living overseas. We help you understand the different opportunities that become available as an expat and make sure you do what’s right for you.

DOWNLOAD NOW

Invested a lump sum and transferred my pension with SJB Global last month. Happy so far and looking forward to seeing how the investments perform. I was really impressed with the process and explanation of complex terminology.

Barbera Louis

Having previously gotten cold feet after almost going through with the transferal of my UK private pension to a QROPS with another wealth management company who, for a number of (good) reasons I felt uneasy with, I decided to look independently for an alternative adviser and was fortunate to come across Sam Barber quite by chance. Thanks to his endless patience in answering all of my questions and his excellent support throughout the entire process (which seemed very daunting initially), I am now confident that my future pension is in the best hands. He has put my mind at rest over so many issues and my initial lack of trust in such financial institutions has fully dissipated since becoming his client. I have no hesitation in recommending Sam to anyone who is even just considering transferring a pension out of the UK. He will not talk you into anything that you are unsure about and no question is too stupid. He knows what he’s talking about, gives sound advice and is 100% reliable. There are without doubt many sharks out there – happily Sam is not one of them.

Alia Harrison

I transferred my pension 6 months ago after speaking with a number of advisers in relation to my enquiry. Having initially being overwhelmed with the ordeal, Sam made me feel at ease with the whole process. And on our first semi annual review I am very pleased with the performance and feel like I have made the right decision. I would recommend SJB global to any expat who is looking to transfer their pension.

Jade Bolton

I started the process of finding information out about how to transfer my UK pension overseas and got a bit lost with it all. After sending out a few inquiries, I decided to go with Jake as I found his advice and costs to be completely transparent. The other 2 advisers had recommended me a QROPS and Jake said I was best suited to transfer to a SIPP and sent me links to authoritative websites to back up his reasons. I would recommend Jake to anyone who is looking for transparent advice.

Salvador Iglesias

Invested a lump sum and transferred my pension with SJB Global last month. Happy so far and looking forward to seeing how the investments perform. I was really impressed with the process and explanation of complex terminology.

Barbera Louis

Having previously gotten cold feet after almost going through with the transferal of my UK private pension to a QROPS with another wealth management company who, for a number of (good) reasons I felt uneasy with, I decided to look independently for an alternative adviser and was fortunate to come across Sam Barber quite by chance. Thanks to his endless patience in answering all of my questions and his excellent support throughout the entire process (which seemed very daunting initially), I am now confident that my future pension is in the best hands. He has put my mind at rest over so many issues and my initial lack of trust in such financial institutions has fully dissipated since becoming his client. I have no hesitation in recommending Sam to anyone who is even just considering transferring a pension out of the UK. He will not talk you into anything that you are unsure about and no question is too stupid. He knows what he’s talking about, gives sound advice and is 100% reliable. There are without doubt many sharks out there – happily Sam is not one of them.

Alia Harrison

I transferred my pension 6 months ago after speaking with a number of advisers in relation to my enquiry. Having initially being overwhelmed with the ordeal, Sam made me feel at ease with the whole process. And on our first semi annual review I am very pleased with the performance and feel like I have made the right decision. I would recommend SJB global to any expat who is looking to transfer their pension.

Jade Bolton

I started the process of finding information out about how to transfer my UK pension overseas and got a bit lost with it all. After sending out a few inquiries, I decided to go with Jake as I found his advice and costs to be completely transparent. The other 2 advisers had recommended me a QROPS and Jake said I was best suited to transfer to a SIPP and sent me links to authoritative websites to back up his reasons. I would recommend Jake to anyone who is looking for transparent advice.

Salvador Iglesias

Request your FREE call TODAY to find out how you can benefit from our services

What does a call include?

  • Explain our service to you

  • See what areas we cover in your jurisdiction

  • Find out what your financial objectives are

  • Provide Recommendations

Everything up until this point will be completely free with no obligation. It’s only when you decide to take our advice that you will be charged, and this will depend on the level of service and type of financial advice you require.

REQUEST A CALL BACK

By completing this contact form, you consent to our Privacy Policy Also you agree with the storage and handling of your data by this website.

Can anything help the UK pensions deficit?

October 18th, 2017|

Can anything help the UK pensions deficit? It seems to be going from bad to worse for the UK pension deficit. Across the 6,000 private sector defined benefit scheme pensions, 5,000 are now in deficit [...]