Free pension transfer guide

UK Pension Transfers

Do you have a UK pension worth £100k or more and now live abroad? Find out how to transfer your UK pension as a non UK resident.

Understand whether a SIPP or QROPS may be suitable for your circumstances.
Explore flexible retirement income options while living overseas.
Request a no cost, no obligation review from an international adviser.

Download your free guide

Complete the form below and we will send you the UK Pension Transfers guide.

What can you gain by transferring your UK pension?

A pension transfer can offer more control and flexibility for some non UK residents. The right choice depends on your pension type, your country of residence and your long term goals.

No withdrawal restrictions

Potentially improve access to your pension income as a non UK resident.

Death benefit planning

Review options that may help reduce tax exposure on death.

55

Access from age 55

Understand when and how you may be able to access your pension benefits.

Beneficiary flexibility

Explore how your pension fund may be passed to beneficiaries when you die.

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Multi currency options

Invest in currencies such as GBP, EUR, USD, CHF, AUD, CAD and more.

Cross border advice

Work with a financial planner who understands international pension planning.

What are your options?

If you do not live in the UK anymore, it is important to understand the choices available before making a decision.

The right option should support your personal financial requirements, retirement goals, tax position and country of residence.

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You generally have three choices

1
Leave it in the UK Keep your pension with your existing UK provider.
2
Transfer it to a QROPS Move your pension to a Qualifying Recognised Overseas Pension Scheme where suitable.
3
Transfer it to a SIPP Move your pension to a Self Invested Personal Pension where suitable.

We offer a no cost, no obligation review to help you understand which options are available and which may offer the best fit for your retirement income needs.

How can SJB Global benefit you?

Specialist international advice can help you compare your options clearly before you make a pension transfer decision.

We work from a UK RDR fee based model rather than a commission based model, so you know exactly how much you are being charged should you take our advice.

All clients have online access to view their portfolios.

Our regressive fee based charging model can be up to 70% cheaper than some competitors as charges reduce the more you have to invest.

Our regulations enable us to provide advice almost anywhere in the world outside of the UK.

We are telephone based, which means we operate globally with lower cost margins that can be passed on to clients.

We use passive funds rather than active funds to help increase return potential and reduce costs.

Download your free pension guide today

Find out how you may be able to benefit through transferring your UK pension while living abroad.

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What does the guide include?

The guide explains the key questions to consider before transferring your UK pension as a non UK resident.

Can you transfer your UK pension?
What options are available?
How does it all work?
Is it beneficial to transfer your UK pension?

Only applicable for pensions with a value of £100,000 or more. Not suitable for State pensions or public service pensions.

Is a pension transfer right for you?

Transferring to a QROPS or SIPP can offer meaningful benefits, including flexibility and potential improvements to retirement income. These options are not suitable for everyone, so it is important to receive advice based on your circumstances.

To explain the advantages and disadvantages of transferring your pension, we provide a no cost, no obligation review. To find out more about your options, download your free pension review today.

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