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Absolute Transparency

Low Fees, No Hidden Charges

We operate under a fee-based model as opposed to a commission-based model. Our transparent, tiered, regressive structure ensures the fees reduce the more you invest. The result: our charges are often more than 50% cheaper than competitors.

Our clear and transparent pricing structure means that you will always know how much you are paying for our services – there are no hidden costs or extras. It means peace of mind in knowing how much the financial advice is costing you. The structure is designed to be cost-effective and to align the interests of the client and the adviser.

Furthermore, our family-based fee model means if you have other funds to invest with us or refer a family or friend at the point of transfer, it may become cheaper for you overall.

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Amount to Invest
Initial Adviser FeesAnnual Adviser Fees
SJBIndustry AverageSJBIndustry Average
Going with SJB will save you
in Initial Adviser Fees
in Total Adviser Fees over 10 years
in Total Adviser Fees over 20 years
in Total Adviser Fees over 30 years
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Disclaimer:
This hypothetical illustration assumes a 6% annual return for all examples. This growth rate is not guaranteed. If the rate of return differed, results would vary from those shown. This example doesn’t represent any particular investment or recommendation and doesn’t account for inflation or fund fees. There may be other material differences between services that must be considered before investing. Hypothetical examples are for illustrative purposes only, and market conditions can and will impact performance. “Industry Average” fees are based on no particular example, firm or body of research. The hypothetical example is illustrated to show the difference between our fee structure and a standard alternative recommendation. We have seen some recommendations with higher fees (up to even 7% or 8%) and some with lower fees. Sometimes these fees can be obscured in ‘hidden’ structures. Investing involves the risk of loss and performance is not guaranteed. Costs are just one of the many factors that can impact returns.

* Total Annual Running Cost includes annual product fees, ongoing advisor fees & investment fund fees. These could differ depending on the recommended product.