Your Goals,
Our Mission.
Committed to providing an expert and personal experience as we work with you to become financially prepared throughout your life transitions.
SCHEDULE AN APPOINTMENTWelcome to SJB Global
Are you a UK expat looking for clear, practical financial advice to make the most of life abroad? You’re in the right place.
See What Our Clients Say
very professional, friendly. good expertise. able to answer any and all relevant questions. proactive and trustworthy

jeremy hotchkiss
I have been with them now for about 6 months and to date am very happy with both service and results. The approach is much more open and proactive than... read more my previous agent (DeVerre). Randal in particular has been excellent.

Graham Clark
I have been a client of SJB Global for the past 3 years and, during that time, Matt Quinn has worked diligently to safeguard my portfolio, advising (but never pushing)... read more which direction I should take my investments. I must be one of Matt's smaller clients but you wouldn't guess it from the time and patience he shows on his regular catch up calls. I have no hesitation in giving SJB and Matt a five star review.

Rob Leach
Since start of using SJB Global in 2018, I've restructured my pension and savings plans. Professional knowledge, experience and understanding of different available products has enabled me to make... read more some considered financial decisions. Now, I think I have a balanced portfolio of investments which can bring some returns for my retirement. I am currently in the process of making further investments and regular savings plans with SJB. Initially Jake Barber and now Ben Eccles have given me sound professional advice, not only on investments, but also on global trends, risks & opportunities. SJB are always available on request in addition to providing quarterly reviews. I can recommend SJB Global with confidence, to provide sound advice and good service. Thank you.

Paul Austin
Piers made my portfolio grow ad cut those toxic investments that otherwise would have gotten me into financial trouble. I'm very lucky to be a customer.

Tatyana van 't Hof-Minayeva
Having spent over 24 years of my working life in the UK, I decided to retire back in my home country. But with the issue of having to transfer my... read more pension, as my UK provider could/ would not sustain non British resident. I started the process some 1.5 years ahead of me retiring, as I had to consider all options available to me and most importantly finding a new trusted partner.As I was extra cautious, if not zealous, I needed to be walked through the entire process with due care and diligence, I have found all of this at SJB Global.Piers KEMP (my adviser at SJB) remained very resilient, and patient, to all my questions, including those about the reality and seriousness of the company (so many scams around in particular in the online world). He invested time and effort into our relationship, not making a single penny until the transfer was completed.So far so good, I am very pleased about SJB Global and Piers K. services.

Didier Fernandez
I moved my investment portfolio to SJB Global earlier this year as I was not seeing any growth with my previous investment company. I have to say that from the... read more initial phone call through to the finalization of the transfer I have experienced nothing but 100% professionalism from both Jake and Luke. On top of that they are both caring people who give you the feeling that they have all the time in the world for you, they explain things very clearly and are totally transparent when it comes to costs, something which my previous investment company were not. It is refreshing, especially in this industry to see such a different approach. Even though I have only been with SJB Global for 9 or so months I have already seen significant growth and I am very much looking forward to working with Luke and the team to grow further my portfolio in the future. I would highly recommend anyone who is feeling unhappy with there current investment performance to contact SJB Global. You will not be disappointed.

Paul Simms
I am hard to catch hold of , a skeptic and slow to make moves. The SJB Global team proved patient, thorough, pressure free and factual and friendly the whole... read more process through. Great job

James Doyle
I’ve dealt with Lewis over the past few months and he has been great help in transferring my pension across. He was always very professional and patient, ensuring I fully... read more understood everything and kept me updated on the progress and next steps through the transfer process. Look forward to continue working with Lewis over the coming years.

tanya spelkova
I received excellent personalised service & advice from Alex. He went above and beyond to listen to my needs and propose a custom investment plans suited to my needs, earning... read more my trust along the way. I'm very satisfied with everything and would highly recommend him.

Karine Pierre-Louis
Hi,I would just like to say,SJB Global are a life saver and the person who helped me with my pension needs was Daniel Latimer..At first I was was a little... read more Apprehensive but Daniel put my mind at rest and told me everything I needed to know(bad and good) Daniel has a great knowledge of anything Financial.but Especially with pensions.Daniel helped me through the whole process and it went so smoothly.Once all the paperwork was done(mainly by email) the lump sum I asked for came to my bank very quickly and now everything is in place Daniel keeps me updated every 6 months to tell me how my pension is fairing and if I need to change anything. If like me you need your pension sorted out and if you live abroad this is a fantastic company to sort everything out for you.I can't give my Financial advisor."Daniel Latimer" enough thanks for helping with my pension so now I can relax and enjoy my retirement knowing he is taking care of everything for me.If you do want to see what SJB Global has to offer you,ask to speak to Daniel Latimer and he will guide you through the whole process very professionaly . A very satisfied customer Adrian Churchill

Adrian Churchill
After having a bad experience worrying about an underperforming portfolio after moving my pension out of the UK (a QUROPS) I decided to make the changeover to it being... read more managed by SJB Global 2 years ago. They have turned the performance around, whilst at the same time listening to my needs and concerns and responding with clear and trustworthy communications. I am very happy I made the change!

Mike Hatrick
Alex Gover at SJB Global is a pleasure to work with. He is very professional, knowledgeable, and personable. I have no hesitation in recommending him and SJB Global. Alex advised... read more me on my options for transferring my private pension out of the UK and was fully transparent and trustworthy throughout. There are plenty of advisors who charge exorbitant fees and give bad advice, but Alex and SJB Global are not among them!

Dan
My adviser was comprehensive and thorough in ensuring they fully understood my situation and my objectives. The solution provided gives a good return but also reduces the management costs notably... read more - a key target. My adviser kept me very well informed and provided specific additional information where I had a concern. The process of transferring was efficiently and very well managed.

Glenn Vaughan
I've just completed the transfer of my UK pension to an international setup with SJB Global and Alex Gover as my Advisor. The process was made very clear by Alex... read more and I am confident that my finances are in safe hands with SJB.Over the last few years I've been contacted by many companies interested in advising on my expat/UK pension situation. However, I felt the approach of many to be pushy and/or they were not being transparent with fees. This was not the case with SJB, who clearly explained all the costs, constraints and benefits involved in the pension transfer and Alex spent a significant amount of time and effort with me ensuring I understood the process. Overall I am very happy and am in much greater control of my UK pension (and retirement) than I was previously. Cheers Alex

Andrew Taylor
Hi,I would just like to say,SJB Global are a life saver and the person who helped me with my pension needs was Daniel Latimer..At first I was was a little... read more Apprehensive but Daniel put my mind at rest and told me everything I needed to know(bad and good) Daniel has a great knowledge of anything Financial.but Especially with pensions.Daniel helped me through the whole process and it went so smoothly.Once all the paperwork was done(mainly by email) the lump sum I asked for came to my bank very quickly and now everything is in place Daniel keeps me updated every 6 months to tell me how my pension is fairing and if I need to change anything. If like me you need your pension sorted out and if you live abroad this is a fantastic company to sort everything out for you.I can't give my Financial advisor."Daniel Latimer" enough thanks for helping with my pension so now I can relax and enjoy my retirement knowing he is taking care of everything for me.If you do want to see what SJB Global has to offer you,ask to speak to Daniel Latimer and he will guide you through the whole process very professionaly . A very satisfied customer Adrian Churchill

Adrian Churchill
It is now been almost 18 months that I have been working with Matthew from SJB monitoring and advising on my pension policy. The support I am getting from Matthew... read more is amazing, I would say my policy is not the typical one, yet the quality of service is superb and very responsive, strongly recommend Matthew for anyone seeking professional and informative consulting on pension.

Iyad Hindawi
Following the decision to switch to SJB Global in 2020 Matthew Quinn has been there with professional advice, information and support every step of the way since. I would certainly recommend... read more SJB Global to acquaintances along with Matthew as a trusted advisor.

ian killoh
Whilst early in my journey with SJB I have been very impressed by the knoweldge, perseverance and professionalism I have benefited from as a client of Ben Eccles. Whilst there... read more is no regret-proof investment plan, I feel that I get great advice and a responsive, personalised service that is better than any other service I have used before.

John Enoch
Jake Barber has been a fantastic Financial Advisor for me. When I was moving from the UK to Germany last Summer, I was searching online for a Financial Advisor who... read more specialises in helping UK expats who live in the EU. I contacted SJB Global and got a call back from Jake. From the first call I already started getting good advice on things related to my UK workplace and state pensions and investments, and ever since then I have received invaluable help with my finances. Jake is very knowledgeable and always on top of changes in the markets and regulations and quick to react and give me advice accordingly. He has also always been patient and very helpful with all my detailed questions and quick to respond over email too. I have moved my UK workplace pensions to SJB Global and I am very happy with the service I receive.

Siddique Khan
My adviser was comprehensive and thorough in ensuring they fully understood my situation and my objectives. The solution provided gives a good return but also reduces the management costs notably... read more - a key target. My adviser kept me very well informed and provided specific additional information where I had a concern. The process of transferring was efficiently and very well managed.

Glenn Vaughan
Sue Barley
I have to say that working with Randal Stephens has been a sincere pleasure and in the large majority of cases a blessing. His competence, his attitude to help a... read more non expert like me, his patience, his ethical behaviors in explaining pros and cons of the different actions to be taken has been really a gift to me. I can not remember of any single case in which I left the call with Randal with question marks and with me it would have been very easy in his field. Kudos to him and a sincere pity that I had to close this collaboration for personal circumstances

Alfonso Gentile
I’ve dealt with Lewis over the past few months and he has been great help in transferring my pension across. He was always very professional and patient, ensuring I fully... read more understood everything and kept me updated on the progress and next steps through the transfer process. Look forward to continue working with Lewis over the coming years.

tanya spelkova
2021 / 2022 have been turbulent years and I went in to the assessment expecting a very painful feedback on my portfolio. I am happy to say Ben Eccles managed... read more to keep my losses to a minimum, and I have faith that once the chaos of the world today stabilises, he will make up for the challenges to date.

Adam Smith
I have to say that working with Randal Stephens has been a sincere pleasure and in the large majority of cases a blessing. His competence, his attitude to help a... read more non expert like me, his patience, his ethical behaviors in explaining pros and cons of the different actions to be taken has been really a gift to me. I can not remember of any single case in which I left the call with Randal with question marks and with me it would have been very easy in his field. Kudos to him and a sincere pity that I had to close this collaboration for personal circumstances

Alfonso Gentile
We moved our financial advisor from UK to Ben Eccles at SJB Global and have been very impressed with the care and attention to detail that he provides. He... read more is always available and informed whenever we have questions and we feel are pensions are in the best place as Spanish residents.

Juliette Slater
I've just completed the transfer of my UK pension to an international setup with SJB Global and Alex Gover as my Advisor. The process was made very clear by Alex... read more and I am confident that my finances are in safe hands with SJB.Over the last few years I've been contacted by many companies interested in advising on my expat/UK pension situation. However, I felt the approach of many to be pushy and/or they were not being transparent with fees. This was not the case with SJB, who clearly explained all the costs, constraints and benefits involved in the pension transfer and Alex spent a significant amount of time and effort with me ensuring I understood the process. Overall I am very happy and am in much greater control of my UK pension (and retirement) than I was previously. Cheers Alex

Andrew Taylor
Free Downloadable Resources for Expats
US PENSION EXPAT GUIDE
This guide will help you understand your UK pension options as a non-UK resident, including comparisons, costs, avoiding scams, and choosing a reputable financial adviser.
US RETIREMENT PLANS FOR NON-US RESIDENTS
Explore essential insights on 401(k), IRA rollovers, tax implications, and retirement planning options in the U.S. for 2024. Maximize your retirement savings with expert advice.
MOVING TO FRANCE FROM THE UK: A GUIDE TO TAX, PENSIONS, & FINANCIAL PLANNING
Outlining the key tax, pension, and financial planning considerations for UK nationals moving to or living in France.
TAXATION IN FRANCE FOR EXPATS GUIDE
An up-to-date snapshot of the taxation in France from the team at SJB Global.
TAXATION IN SPAIN FOR EXPATS GUIDE
An up-to-date snapshot of the taxation in Spain from the team at SJB Global.
Tax-Loss Harvesting Guide: Turning a Negative Into a Positive
Learn how tax-loss harvesting can reduce taxable income, offset gains, and optimise portfolio performance. Consult a financial advisor to maximise benefits.
Investing Into an Offshore Bond Guide
This guide provides a simple yet comprehensive overview of offshore bonds. It helps explain their structure, requirements, benefits, and key considerations when investing offshore.
Lump-Sum Investments Guide
This guide looks at the process and considerations for making lump sum investments. It helps investors navigate the options available, understand the risks, and make decisions.
The Expat Financial Blueprint Guide
If, like many expats, you worked in the UK and now live abroad, you likely have a pension. Whether staying or returning, ensure your pensions meet your goals and envisioned lifestyle.
15 Minute Guide to a Retirement Plan
The "15-Minute Guide" simplifies retirement planning with quick steps: assess finances, set goals, estimate funds, create a saving plan, adjust it, use online tools, and consult experts.
How ready are you for Retirement and life after work?
Take this quick assessment and your FREE personalised report will be instantly revealed...
Your Future Plans, the Whole Picture
Absolute Transparency
About your situation, the costs, the limitations, risks, and the time it takes.
Your Best Interest
No motivation due to commissions from third parties. As your investments grow, so does our compensation. Our interests are aligned to provide you with the best possible outcome.
True Advisers
You will be supported by accredited, experienced, and passionate people with the best tools.
Fiduciary
No hidden charges, and the more you invest, the lower the cost.
Accountable
To provide you with the knowledge you need to succeed through all life transitions. Not just being told what to do, but to be in control and up to date every step of the way.
The Whole Picture
A tailored plan is created based on all aspects of your personal and financial life to help you stay on track to meet your goals.
Are You in the Optimal Position?
Qualification
A quick call to see if and how you can benefit from our services.Review
If you already have a portfolio, we can do a review; if not, we will look at your whole financial picture and outline your goals together.Recommendation
Your tailored portfolio gives an overview of how you’ll achieve your financial goals. Here you decide if you'd like to go ahead.Onboarding
You will be taken through all the necessary steps so you know what to expect.Service
Continuous high-quality service. Expect quarterly updates, regular contact and a yearly review of your portfolio.Solutions to Help You Succeed
Pension Advice
With many different types of pension arrangements available, you may want to know what types of pensions are out there and the benefits and drawbacks of all the possible…
Retirement Planning
Planning for retirement is a long-term process, but one that is well worth undertaking. By taking control of your retirement now, you can ensure that you will have the…
Saving Plans
To find the best way to make your surplus income work for you we consider your plans, location and taxation. A savings plan that fits your requirements can be a limited-access…
Investment Advice
When it comes to investing, there are many options out there. It can be tough to know where to start or what kind of investment is right for you. Our passive…
Estate Planning
With careful planning and expert advice, you can ensure that your estate is protected from a significant amount of inheritance tax. Together we consider the size of your estate and…
US Expat Services
The complex compliance requirements introduced since FATCA can be difficult to navigate. You can get help investing in a compliant manner and find the right solutions…
Your Country Specific Guides
Local legislation can make it tricky to know what to do with your pensions, investments, and inheritance – particularly if you’re a UK non-resident. Click your residency below for plenty of up-to-date information about your local tax legislation and how it affects you and your finances. Please note, that we have expertise in dealing with clients’ financial affairs across the globe and are not just limited to the below jurisdictions.
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