Your Goals, Our Mission

Committed to providing an expert and personal experience as we work with you to become financially prepared throughout your life transitions.

Free Guides

To help expatriates understand often complex financial products and services, SJB Global has created a series of detailed tax and residency guides

UK Pension Transfer Guide

This guide will help you understand your UK pension options as a non-UK resident, including comparisons, costs, avoiding scams, and choosing a reputable financial adviser.

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Investing Into an Offshore Bond Guide

This guide provides a simple yet comprehensive overview of offshore bonds. It helps explain their structure, requirements, benefits, and key considerations when investing offshore.

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Lump-Sum Investments Guide

This guide looks at the process and considerations for making lump sum investments. It helps investors navigate the options available, understand the risks, and make decisions.

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The Expat Financial Blueprint Guide

If like many expats you worked in the UK and now live abroad, you likely have a pension. Whether staying or returning, ensure your pensions meet your goals and envisioned lifestyle.

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15 Minute Guide to a Retirement Plan

The “15-Minute Guide” simplifies retirement planning with quick steps: assess finances, set goals, estimate funds, create a saving plan, adjust it, use online tools, and consult experts.

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How ready are you for Retirement and life after work?

Take this quick assessment and your FREE personalised report will be instantly revealed…

Take Free Quiz

2024 Guide to 401(k) & Retirement Plans in the U.S

Explore essential insights on 401(k), IRA rollovers, tax implications, and retirement planning options in the U.S. for 2024. Maximize your retirement savings with expert advice.

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Tax-Loss Harvesting Guide: Turning a Negative Into a Positive

Learn how tax-loss harvesting can reduce taxable income, offset gains, and optimize portfolio performance. Consult a financial advisor to maximize benefits.

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See What Our Clients Say

  • Friendly and efficient. Sam was incredibly patient with me and spent a lot of time discussing my savings and pension objectives before making his recommendations.

    Sue Kaye Avatar Sue Kaye

    I have been a client of SJB Global for over 4 years. Jake Barber and the team have provided excellent guidance and support during this time. As a result, I'm... read more

    Steve Matthews Avatar Steve Matthews

    We have been extremely impressed with the professionalism and quality of SJB Global. Randal has been our contact throughout the process of setting up our arrangements and he has shown... read more

    Martin Kelsey Avatar Martin Kelsey
  • I've just completed the transfer of my UK pension to an international setup with SJB Global and Alex Gover as my Advisor. The process was made very clear by Alex... read more

    Andrew Taylor Avatar Andrew Taylor

    very knowledgeable, transparent and always clear communication

    Stephen Daly Avatar Stephen Daly

    Alex Gover is the best !!! His approach is very professional, helpful and always available. His explanations are very clear and he makes it easier to understand the portfolio. I... read more

    Farida SAFSAF Avatar Farida SAFSAF
  • Thoroughly satisfied in the service, no hesitation in recommending Lewis and the team.

    Iain Powell Avatar Iain Powell

    I moved my investment portfolio to SJB Global earlier this year as I was not seeing any growth with my previous investment company. I have to say that from the... read more

    Paul Simms Avatar Paul Simms

    Alex Gover at SJB Global is a pleasure to work with. He is very professional, knowledgeable, and personable. I have no hesitation in recommending him and SJB Global. Alex advised... read more

    Dan Avatar Dan
  • I have been with them now for about 6 months and to date am very happy with both service and results. The approach is much more open and proactive than... read more

    Graham Clark Avatar Graham Clark

    I have been dealing with SJB since i retired 4 years ago and have had no issues with the service. The team are extremely helpful and have always looked... read more

    Andrew Thompson Avatar Andrew Thompson

    very professional, friendly. good expertise. able to answer any and all relevant questions. proactive and trustworthy

    jeremy hotchkiss Avatar jeremy hotchkiss
  • After having a bad experience worrying about an underperforming portfolio after moving my pension out of the UK (a QUROPS) I decided to make the changeover to it being... read more

    Mike Hatrick Avatar Mike Hatrick

    I have corresponded and spoken on the phone with Piers Kemp. His client service skills hit the top marks. He is professional, helpful, kind, polite, and knows what he is... read more

    Kristiina St.Croix Avatar Kristiina St.Croix

    Worked with Robert Hoey who arranged my Pensions and Investments details in a patient professional manner. Robert has impressed me with his knowledge and understanding of my situation and my... read more

    Geoffrey Rea Avatar Geoffrey Rea
  • I feel very well looked after since I transferred my pension to SJB Global. Daniel responds promptly, concisely and clearly to my queries. Additionally SJB offer very competitive management and... read more

    Graham Tod Avatar Graham Tod

    I feel very well looked after since I switched to support from Lewis at SJB Global. Receiving prompt attention as and when necessary is very important to me and I... read more

    Kevin Mace Avatar Kevin Mace

    I received excellent personalised service & advice from Alex. He went above and beyond to listen to my needs and propose a custom investment plans suited to my needs, earning... read more

    Karine Pierre-Louis Avatar Karine Pierre-Louis
  • Very good experience with SJB for pension and tax planning.

    Dave Lea Avatar Dave Lea

    I have been a client of SJB Global for the past 3 years and, during that time, Matt Quinn has worked diligently to safeguard my portfolio, advising (but never pushing)... read more

    Rob Leach Avatar Rob Leach

    Outstanding customer service - really happy.

    Olaf Ulrich Avatar Olaf Ulrich
  • Piers made my portfolio grow ad cut those toxic investments that otherwise would have gotten me into financial trouble. I'm very lucky to be a customer.

    Tatyana van 't Hof-Minayeva Avatar Tatyana van 't Hof-Minayeva

    2021 / 2022 have been turbulent years and I went in to the assessment expecting a very painful feedback on my portfolio. I am happy to say Ben Eccles managed... read more

    Adam Smith Avatar Adam Smith

    I have to say that working with Randal Stephens has been a sincere pleasure and in the large majority of cases a blessing. His competence, his attitude to help a... read more

    Alfonso Gentile Avatar Alfonso Gentile
  • It is now been almost 18 months that I have been working with Matthew from SJB monitoring and advising on my pension policy. The support I am getting from Matthew... read more

    Iyad Hindawi Avatar Iyad Hindawi

    I am hard to catch hold of , a skeptic and slow to make moves. The SJB Global team proved patient, thorough, pressure free and factual and friendly the whole... read more

    James Doyle Avatar James Doyle

    great service

    John Kay Avatar John Kay
  • We moved our financial advisor from UK to Ben Eccles at SJB Global and have been very impressed with the care and attention to detail that he provides. He... read more

    Juliette Slater Avatar Juliette Slater

    My adviser was comprehensive and thorough in ensuring they fully understood my situation and my objectives. The solution provided gives a good return but also reduces the management costs notably... read more

    Glenn Vaughan Avatar Glenn Vaughan

    Very professional and trustworthy financial consultants. I have had many discussions and dealings with Alex Gover and have found him to be extremely helpful, honest and insightful.

    Chris Marsden Avatar Chris Marsden

Your Future Plans, the Whole Picture

Absolute Transparicy 

About your situation, the costs, the limitations, the risks, and the time it takes.

Your Best Interest

No motivation due to commissions from third parties. As your investments grow, so does our compensation. Our interests are aligned with yours.

True Advisers

You will be supported by passionate people with experience and knowledge.

Fee-Only

The more you invest we offer fee breakpoint.

Accountable

To provide you with the knowledge you need to succeed through all life transitions. Not just being told what to do, but to be in control and up to date every step of the way.

The Whole Picture

A tailored plan is created based on all aspects of your personal and financial life to help you stay on track to meet your goals.

Are You in the Optimal Position?

Qualification

A quick call to see if and how you can benefit from our services.

Review

If you already have a portfolio we can do a review, if not we will look at your whole financial picture and outline your goals together.

Recommendation

Your tailored portfolio gives an overview of how you’ll work toward your financial goals. Here you decide if you’d like to go ahead.

Onboarding

You will be taken through all the necessary steps so you know what to expect.

Service

Continuous high-quality service. Expect quarterly updates, regular contact and a yearly review of your portfolio.

Solutions to Help You Succeed

Pension Advice

With many different types of pension arrangements available, you may want to know what types of pensions are out there and the benefits and drawbacks of all the possible…

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Retirement Planning

Planning for retirement is a long-term process, but one that is well worth undertaking. By taking control of your retirement now, you can ensure that you will have the…

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Saving Plans

To find the best way to make your surplus income work for you we consider your plans, location and taxation. A savings plan that fits your requirements can be a limited-access…

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Investment Advice

When it comes to investing, there are many options out there. It can be tough to know where to start or what kind of investment is right for you. Our passive core-satellite approach…

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Estate Planning

With careful planning and expert advice, you can ensure that your estate is protected from a significant amount of inheritance tax. Together we consider the size of your estate and…

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US Expat Services

The complex compliance requirements introduced since FATCA can be difficult to navigate. You can get help investing in a compliant manner and find the right solutions…

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Your Country Specific Guides

Local legislation can make it tricky to know what to do with your pensions, investments, and inheritance – particularly if you’re a UK non-resident. Click your residency below for plenty of up-to-date information about your local tax legislation and how it affects you and your finances. Please note, that we have expertise in dealing with clients’ financial affairs across the globe and are not just limited to the below jurisdictions.

Featured Articles

Fixed Index Annuities: What They Are and Who They’re Good For

Fixed Index Annuities: What They Are and Who They’re Good For

Planning for retirement involves balancing the desire for growth with the need for security. Fixed index annuities (FIAs) offer a blend of both, providing potential market-linked gains while safeguarding your principal.What Is a Fixed Index Annuity? A fixed index...

Estate Planning for UK-Domiciled Expats: What You Need to Know

Estate Planning for UK-Domiciled Expats: What You Need to Know

If you're a UK-domiciled expat, navigating estate planning can feel like trying to solve a Rubik's Cube blindfolded. Living abroad doesn't necessarily exempt you from the UK's inheritance tax (IHT), which stands at a substantial 40%. Without proper planning, your...