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Licensing & Regulations

The financial advisers trading under SJB Global/BFMI are members of Nexus Global (IFA Network). Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI).

All approved members of Nexus Global are appointed Representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) and bound by the rules under license number FSC00805B

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SJB Global
SJB Global
4.9
Based on 21 reviews
powered by Google
Paul Simms
Paul Simms
10:52 02 Dec 20
I moved my investment portfolio to SJB Global earlier this year as I was not seeing any growth with my previous... investment company. I have to say that from the initial phone call through to the finalization of the transfer I have experienced nothing but 100% professionalism from both Jake and Luke. On top of that they are both caring people who give you the feeling that they have all the time in the world for you, they explain things very clearly and are totally transparent when it comes to costs, something which my previous investment company were not. It is refreshing, especially in this industry to see such a different approach. Even though I have only been with SJB Global for 9 or so months I have already seen significant growth and I am very much looking forward to working with Luke and the team to grow further my portfolio in the future. I would highly recommend anyone who is feeling unhappy with there current investment performance to contact SJB Global. You will not be disappointed.read more
Kevin Mace
Kevin Mace
09:51 30 Nov 20
I feel very well looked after since I switched to support from Lewis at SJB Global. Receiving prompt attention as and... when necessary is very important to me and I really feel like I get that, plus the results have also exceeded my expectations. I would highly recommend both Lewis, as well as SJBread more
Alia Harrison
Alia Harrison
15:35 19 Nov 20
I really appreciate the the regular review meetings with Sam and am always left feeling confident that he's really... doing an excellent job to find the best possible options to make my money grow in a way that's best for my personal situation. I would have no hesitation in recommending his services to others.read more
Yvonne Aburrow
Yvonne Aburrow
14:45 18 Nov 20
I’ve been very pleased with my experience with SJB Global and Matthew in particular. I expressed a wish to ensure... that my investments are ethical and this has been enthusiastically embraced and supported, and my investments in the ethical and sustainable fund are performing really well. The review process with the regulator is very thorough and I was very well informed about the risks and benefits of switching my pension fund over. The quarterly review calls have been very helpful in keeping me informed of the performance of my investment portfolio.read more
Charles Stolworthy
Charles Stolworthy
10:36 18 Nov 20
I was formerly with another company/adviser, an independent who totally wrecked my fund by choosing fee upfront driven... investment choices rather than manage the growth of my fund..instead it greatly reduced. SJB Global via Matthew Quinn have done the best possible job to unravel this and help the best possible recovery even in poor market conditions over the past year or so. I recommend these guys for their professionalism and ability.read more
Scott James
Scott James
10:38 12 Nov 20
Always a pleasure to talk to Randal
Brian Dean
Brian Dean
13:25 11 Nov 20
Since being introduced to Randal Stephens over the past few years, SJB Global and Randal have been very professional in... everything they have accomplished for me, keeping me informed of the progress made throughout the transition period from moving my pensions etc into my new investment portfolio. Would highly recommend Randal and the Company SJB Global to my friends and colleagues. Can't thank him enough for all his professional hard work.read more
Ian Hargrave
Ian Hargrave
18:00 03 Nov 20
What started out as an unsolicited Marketing Contact has developed into a good Business Relationship. This is due to... Tenacity, good Technical Knowledge, Flexibility and a Long-Term Horizon.read more
malcolm price
malcolm price
14:19 13 May 20
I have known Mr. Jake Barber of SJB Global for nearly 5 years, as my financial adviser, and trust him for handling my... savings account for all of this time. In the last few months, these recommendations have seen a slight reduction in value, but only to a value of approximately 1,5% compared to a gobal excessive fall in most areas of financial investitures. To this extent I have pleasure to recommend SJB Global.read more
Fiona Birch
Fiona Birch
22:08 12 May 20
First class customer service from the initial contact through to the annual review and update.
Paul Austin
Paul Austin
14:28 29 Oct 19
Since start of using SJB Global in 2018, I've restructured my pension and savings plans. Professional knowledge,... experience and understanding of many different available products. Now, I am starting to see positive returns, despite difficulties in the markets. I am now in the process of making further investments and regular savings plans with SJB. Profressional and available, with quarterly review, not just on investments, but also on global trends, risks & opportunities - I can recommend SJB Global with confidence, to provide sound advice and good service. Thank you Jake Barber.read more
Darren Nash
Darren Nash
18:30 28 Oct 19
It’s been a breath of fresh air dealing with Jake from SJB Global. My previous advisor had set up my portfolio badly... with annual costs eating heavily into my profits. Jake focused on reducing costs to save me money whilst simplifying my portfolio to ensure it meets my ongoing requirements. The regular quarterly reviews have been positive and overall I have found Jake to be a very professional and knowledgeable advisor, in light of my experience I have recently recommended SJB global to several of my friends.read more
Virginia Davies
Virginia Davies
13:31 28 Oct 19
Pension transfer out the UK and into a QROPS Excellent advice from Jake from first communication all the way through... from first discussion to transfer - proactive, very responsive, and very clear explanation of everything. Very patient and happy to go through anything that I needed to know. Excellent ongoing support from Jake - great to get a quarterly phone call on how the fund is progressing, and to explain the financial summaries clearly and succinctly. All in all great :)read more
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New member to the team Piers Kemp is a motivated Business Development Manager with excellent people skills and a strong background in sales and customer service. Previously working for campaigns such as American Express, AIG, Disney as well as his most recent role within the British Consulate Malaga, Piers brings a wealth of skills and knowledge to the table and applies dedication and passion to every role he undertakes. He is a strong believer in a positive mindset and the power of positive thinking in the workplace.

 

His passion for finance has enabled him to progress rapidly and his thirst for knowledge has allowed him to gain a deep understanding of key areas such as UK pensions, investment and retirement planning. Working closely with Ben Eccles and Jake Barber he has built relationships globally and is keen to speak to new clients who can benefit from the services of SJB.

 

 

 

Vickey is a key member of the Administration team at SJB Global. Vickey brings a wealth of experience from a career in retail administration which saw her occupy roles as a Senior Administrator and a Stock Control Team Leader. Her ability to carry out flawless stock audits was recognised on more than one occasion: a result of her exceptional aptitude for numbers and her organisational skills.

 

Her decision to relocate to Spain was driven by a desire for both a fresh challenge and a change of lifestyle. Joining the team at SJB Global was exactly the new beginning she was seeking, so she has happily embraced the opportunity she has been given and is greatly enjoying her role. Vickey has since become an integral part of the team and is frequently recognised for both her keen attention to detail and excellent time management.

 

Alex Gover started his career working in a recruitment firm. He started in the accounts department and progressed into a team leader position for the manufacturing and logistics sectors. This gave him the skills to manage both market-leading clients and an internal team. Alex’s passion is fundamentally in finance and providing first-class client service, explaining his relocation to Spain to begin his journey with SJB Global as a Business Development Manager.

 

Working closely with Randal Stephens and Matthew Quinn, Alex is rapidly expanding his knowledge within the global finance sector, whilst building a global client base. Alex is open to conversations with new clients around helping them to achieve their own goals and objectives.

 

Liam is Head of Operations at SJB Global. Liam arrived at SJB with a background in Client Service Delivery Management and Operations Process Solutions. This cross-functional experience enables him to deeply understand business needs and tailor process design to achieve improvements in productivity, all whilst maintaining a client-centric focus.

 

Bringing fresh ideas and a pragmatic approach to implementation, Liam helps the SJB team embrace new innovations in technology to both streamline their workflow today and prepare it for the challenges of tomorrow. He believes that iterative implementation and self-reflection are key aspects of the successful application of theory.

 

As Head of Operations, Liam manages the company’s marketing strategy, both selects and manages contractual relationships with vendors, designs and executes agile projects to innovate operations, automates processes where appropriate to achieve operational excellence, and helps formulate business strategies with the leadership team.

 

 

 

Ben Eccles began his career working in the energy sector, combining strong analytical skills with a passion for client engagement. Building on these foundations, Ben embarked on a career in financial services where he quickly progressed to the position of financial adviser through diligent analysis of the global markets and an aptitude for managing an international client bank.

 

In his current role, he specializes in providing bespoke financial advice to a wide range of clients on topics including UK pensions, lump-sum investments, and tax efficiency. Ben is qualified to provide financial advice via qualifications held through the Chartered Institute of Securities and Investment.

 

Larisa graduated from the University of Konrad Lorenz with a bachelor’s degree in International Business Management. She also holds a master’s from the prestigious EAE Business School in Barcelona, specializing in International Marketing. She started her career working as a relationship manager for Davivienda before doing an Internship in India doing market research for exports of Indian goods to Latin America. She furthered her professional status working as a Marketing Manager for Sanofi, one of France´s largest pharmaceutical firms and has been working for SJB Global since the summer of 2018 with a role as a Business Development Manager whilst also helping with admin support for the team.

 

After concluding his Bachelor of Science degree in Banking and Finance, Robert started his financial career for a large international advisory firm in Barcelona, working directly under the Area Manager for Europe. Over the next 2 years, Robert gained extensive knowledge of international financial markets while also gaining his Level 3 IAD (Investment Advice Diploma) which demonstrates he has a willingness to learn in-depth knowledge of financial planning.

 

Robert was given the opportunity to move across to SJB, where he has been able to contact prospects on a global scale and not just in Europe, further diversifying the type of people he speaks to and his knowledge of different jurisdictions. Robert is also currently on his way to obtaining his Series 65 exam and level 4 IAD.

 

Daniel started his career at Norwich Union in the Life Insurance department and very quickly became interested in one day becoming a Financial Adviser. He progressed through the ranks and became the youngest Relationship Manager at Aviva, which gave him the opportunity to do the examinations required to allow him to give financial advice. As Daniel’s role involved dealing directly with Financial Advisers, this gave him the final push he needed to become a Financial Adviser. After spending a while helping overseas clients with their financial advice needs and gaining experience in the overseas market, Daniel was asked to join SJB Global and he gladly accepted as he could see that due to the people he would be working with and the service that they offered, he could really make a difference.

 

Danny Agg is a specialist International Financial Adviser. Prior to joining SJB Danny has worked for large international financial service firms across Europe and the Middle East. Danny has developed extensive knowledge and expertise in UK pension analysis, pension transfers, and frozen pension release (QROPS, SIPPS). He also has expertise in the global markets and can advise on lump sum investments, mutual funds, commodities, ETFs, derivatives, and international retirement planning. Danny can also provide guidance on inheritance tax and trust planning for British nationals globally.

 

Danny holds two international qualifications with the Chartered Institute of Securities and Investments (CISI) and has obtained his Series 65 Uniform Investment Adviser Law qualification in order to provide advice to US residents.

 

Lewis Sell began his career as an equity trader in the heart of London. Starting at ground level, he quickly established himself as a fast learner with a client-centric approach. Soon after, he found himself in a managerial capacity working with large pension funds but decided to transition into the offshore market and relocated to Geneva, Switzerland. This move facilitated a much greater understanding of the needs of international workers and in doing so, allowed him to develop his understanding of the global markets.

Now settled in Spain with SJB Global, Lewis is responsible for understanding client’s needs and building solutions that meet their long-term retirement objectives. He is particularly adept at analyzing existing portfolios in order to reduce running costs and enhance investment performance.

Lewis is a UK qualified adviser holding the level 4 qualification through the Chartered Institute of Securities and Investments.

 

Matthew Quinn has a vast array of experience in financial advice having worked on the ground in Switzerland and Austria. He decided to move to SJB to advise in a more global capacity and to deal with a more varied and diverse client base. His specialities include pension planning for non-UK residents, whether or not they intend to return to the UK or remain overseas. As a law graduate, he also enjoys charting people’s retirement journeys and assisting through tax and succession planning.

Matthew is qualified to provide advice under the Chartered Institute of Securities and Investments.

 

After working in the financial services industry post-education, Randal went to university and obtained a degree from the University of Essex in Modern History. He applies the strong analytical and research skills he developed at this time into his role as an international financial adviser, reviewing the objectives of clients and working with them on a strategy for retirement that meets their long term goals. Randal moved overseas to work with non-UK residents and in 2015 and joined the team at SJB in early 2018 after their ethics, vision, and future goals aligned with his own and matched his determination to provide the best service for his clients.

 

Luke’s background in financial services stemmed from a successful period working in the City of London for a derivatives trading house. His aptitude for business development was quickly recognized and led to him relocating to Spain to take up a role with SJB Global.

 

Working closely alongside Jake Barber, Luke has driven the growth of the firm by carefully aligning the needs of clients with the expertise of the advisers. Whilst managing his clients across Europe and offering world-class advice, Luke is open to conversations with new clients around helping them achieve their own goals and objectives.

 

Francesca spent her early career in the retail industry. She decided to obtain qualifications that were not compulsory in her role and this led to her being promoted very early to a management position. The years following were spent gaining experience in both managing staff and her own time. Francesca was interested in working abroad and looking for a role that would be both challenging and rewarding and SJB Global stood out. After joining SJB Global, she has very quickly become integral to the administration of the business.

 

Sam Barber is the Principal Director of SJB Global. He began his career as an investment adviser in the heart of London where he quickly progressed to a senior manager, specializing in pension funds. This firm grounding in investments was the perfect platform for Sam to take up a role as an International financial planner. Throughout his career, he has expanded his investment expertise to incorporate retirement planning, tax efficiency, asset allocation, and compliance. Sam is responsible for providing well-structured investment propositions for clients as well as dealing with pension transfers for non-UK residents.

A keen academic, Sam holds a Bachelor of Science in Economics with Econometrics while also being a level 6 qualified financial adviser in private client investment advice and management (PCIAM). Furthermore, through his directorship, Sam is an active and contributing member of the Federation of European Independent Financial Advisers.

 

Jake Barber is the Director of SJB and a specialist international financial adviser. Jake has worked for large international financial service firms in London, Dubai, Riyadh, Hamburg, and Spain where he currently resides.

 

During his career in financial services, he has built extensive knowledge and expertise in pension planning, tax efficiency, and asset allocation. By gaining a deeper understanding of what clients need in today´s ever-changing world, Jake has built long-lasting relationships with a wide array of individuals. As a key figure in driving the growth of the firm, Jake’s modern approach to financial advice has ensured rapid expansion across the globe. He now holds both the level 4 qualification in financial advice in the UK, and also the Series 65 Uniform Investment Adviser Law qualification allowing him to cater to clients in the United States.

 

What you need to know about Personal Pensions

A personal pension is a type of defined contribution pension. You choose the provider and make arrangements for your contributions to be paid. If you haven’t got a workplace pension, getting a personal pension could be a good way of saving for retirement.

What you need to know about Unit-Linked Pensions

The majority of Defined Contribution pensions will be unit-linked. This means the value of your pension will fluctuate with the value of the funds you are invested into. The question you should ask yourself is what are you invested into?

What you need to know about the types of Investments inside Pensions

Until relatively recently, pension funds invested primarily in stocks and bonds. Today, they frequently invest in a variety of funds, including private equity, real estate, infrastructure, and so on. We will look at the different investment types you may have in a pension.

What you need to know about a Section 32 Buyout Policy

These types of pensions have largely been left behind after personal pensions were introduced in 2006, yet there are a handful of people who still have these schemes. In short, this scheme is a contract between a member and a pension provider which was set up when they transferred an old pension into this scheme. They were developed to help people transfer built-up pensions into a new vehicle rather than leaving them frozen when they terminated employment.

Annuities

An annuity provides you with a guaranteed income for the rest of your life. You hand over your pension as a lump sum to an insurance company, and they calculate your annuity based on age, gender, the size of your pension, where you live, the state of your health and then provide you with an income for life accordingly.

What you need to know about Ethical Pensions

The objective an ethical pension fund is to deliver positive returns while prioritising environmental, social and governance considerations. It will only invest in companies that meet a strict set of criteria, avoiding those whose products or business practices fail to meet the required standards, such as arms dealing, tobacco, disregard for human rights, and companies that harm the environment.

What you need to know about SSAS Pension

These were designed by small companies as a way of having a company pension scheme. One of the advantages of SASS is that the pension can be used to help the business get loans or buy a commercial property which the company could then leaseback. They also allow directors to contribute 70% of their salary towards the pension each year. Each member is usually the trustee of the pension plan.

What you need to know about With-Profits Pensions

These are a type of pension where contributions are invested in a with-profits fund. Each year bonuses will be added to the investment which is guaranteed, but these levels have been trickling down since their popularity back in the 90s.

What you need to know about Defined Contribution Pensions

Defined contribution pensions can have many different names, types, investment options, retirement options, exit penalties and guarantees. Schemes can often be complex, with very little help from the scheme itself to help the member understand what options they have.

What you need to know about Final Salary Pensions

Many final salary pensions schemes have been closed to new members or even all members over recent years due to huge deficits that are causing financial issues and even bankruptcies for large firms. Final Salary Schemes offer a guaranteed income for life, based on a proportion of your final salary for the period worked, although other considerations are taken into account.

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