Transparent Fees
Clear, straightforward pricing and ongoing professional advice designed to support your long-term financial planning.
Clear, Fair and Designed Around You
At SJB Global, we believe financial advice should be transparent, straightforward and aligned with your long-term interests.
We operate on a regressive fee-based model, meaning the percentage fee generally reduces as the value of your investments increases. This approach is designed to keep our fees clear, competitive and aligned with the ongoing service we provide.
The cost of any initial advice will depend on the type and complexity of the work involved. Before any advice is provided, we will explain all applicable fees, so you understand what you are paying for.
There are no hidden charges or unexpected extras. Our aim is to provide transparency from the outset, giving you confidence in both the advice you receive and the cost of that advice.
Ongoing Advice and Reviews
Financial planning is an ongoing process rather than a one-time event. As your circumstances, objectives and the wider financial landscape change, it is important that your plans continue to reflect your needs.
Where an ongoing service is agreed, we provide regular reviews and ongoing support to help ensure your financial arrangements remain appropriate for your circumstances.
The exact level of service will depend on the agreement in place between you and your adviser.
What This May Include
- Regular portfolio valuations and updates.
- Periodic communication from your adviser.
- An annual review of your financial affairs.
- Recommendations where changes may be appropriate.
- Ongoing access to professional financial guidance.
A Holistic Approach to Financial Planning
We believe the best financial advice considers your complete financial picture, rather than focusing on a single product or investment.
Our advisers take the time to understand your personal circumstances, long-term objectives and future plans so that any recommendations can be considered within the context of your wider financial position.
Investment Planning
As part of the planning process, we may discuss cash reserves, investment objectives, risk tolerance and time horizons to help determine an appropriate investment strategy for your circumstances.
Advice may include retirement planning, investment portfolios and general investment accounts where these are suitable for your individual objectives.
Estate Planning
Estate planning is an important part of organising your affairs and considering how your assets may be passed on in the future.
We can help you understand the options available and, where appropriate, discuss areas such as wills, trusts, inheritance planning and wider estate considerations.
Retirement Planning
Whether retirement is approaching or still many years away, careful planning can help you better understand your long-term financial position.
We can help review your existing retirement arrangements, discuss your objectives and, where appropriate, use financial forecasting and cash flow modelling to illustrate different planning scenarios.
What You Can Expect
Our focus is to provide clear, professional financial advice supported by transparent fees and an ongoing relationship built on trust.
Transparent pricing
Clear communication
Reviews where agreed
Professional guidance
Long-term relationships
Meet the People Behind the Advice
Financial planning is built on trust, and trust starts with knowing who you are working with.
Our team provides personalised guidance to clients living internationally, helping them navigate the financial considerations that can come with relocating, investing and planning for the future.
Ready to Start the Conversation?
Every client's circumstances are different, which is why our advice is tailored to individual needs and objectives.
If you would like to discuss your financial planning requirements or learn more about our services, we are here to help.