Prepare Financially Before Moving Abroad From the UK
Review your tax position, pensions, investments, banking and long-term financial plans before leaving the United Kingdom.
Moving Abroad Is a Financial Transition, Not Only a Change of Address
Decisions made before leaving the UK can affect your tax position, pensions, investments and future income for years afterwards.
Once you become resident in another country, changing existing arrangements may become more complicated. Providers, tax treatment, currency and local regulations can all influence the options available.
UK Exit Planning helps you identify what should be reviewed before the move, while you still have the greatest flexibility to make informed decisions.
What Should You Review Before Leaving the UK?
A coordinated plan considers the financial areas that will continue with you after the move.
UK Tax Planning
Understand the likely change in tax residency and how UK income, property, pensions and investments may be treated after departure.
Explore UK Expat Tax Planning →UK Pensions
Review pension types, provider access, investment strategy, beneficiaries and future withdrawal options before moving abroad.
Explore UK Pension Planning →Investments
Confirm whether existing platforms support overseas residents and whether the current structure remains suitable in your destination country.
Explore Investment Management →Banking and Currency
Review UK banking access, address requirements, international transfers and the currencies in which future income and spending will occur.
Estate Planning
Review wills, beneficiaries, powers of attorney and how UK inheritance-tax considerations may interact with local succession rules.
Explore Estate Planning →Your Destination
Understand the local tax, residency, healthcare and financial-planning issues that apply in the country where you intend to live.
Explore Country Guides →Your UK Exit Planning Checklist
These practical areas are worth reviewing before your departure date.
Confirm Your Likely Tax Residency
Understand the expected UK departure position and when local tax residency may begin.
Review All UK Pensions
Gather scheme details, confirm beneficiaries and understand provider restrictions for overseas residents.
Review Investments and Platforms
Check whether accounts remain accessible and suitable after you become non-UK resident.
Update Banking and Contact Details
Confirm address rules, online access, authentication methods and international payment arrangements.
Review Wills and Beneficiaries
Ensure estate documents and nominations reflect your move and current wishes.
Plan Healthcare and Essential Records
Understand healthcare access and retain copies of financial, tax and residency documents.
Explore Guidance for Popular European Destinations
The financial implications of leaving the UK differ depending on where you move.
Moving to Portugal From the UK
Explore pension, tax and financial-planning considerations before relocating to Portugal.
Explore Portugal →Moving to Spain From the UK
Understand the wider pension, tax and investment issues for British expats in Spain.
Explore Spain →Moving to France From the UK
Explore pension, tax and financial-planning considerations before moving to France.
Explore France →What to Think About When Moving Abroad From the UK
Explore key tax, pension, investment and practical financial-planning considerations before starting your move overseas.
The guide provides a useful starting point before moving into the country-specific and specialist planning pages most relevant to you.
Access the Free Guide
Complete the short form to download the guide and access further SJB Global resources for people moving abroad.
Download the UK Expat GuideRecent Articles for People Moving Abroad From the UK
Explore recent guidance on pensions, tax, investments and retirement abroad.
Prepare Your Financial Life Before Leaving the UK
Our advisers can help you coordinate tax, pensions, investments and destination planning before you begin your new life abroad.