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Markets Slide Again — What It Means for Pensions and Savers

Markets Slide Again — What It Means for Pensions and Savers

by SJB Global | Apr 15, 2025 | Expat Financial Planning, Investments, Markets & Economy, Pensions, SJB Global

Any hopes of calm after Monday’s market bounce didn’t last long. The FTSE 100 slipped again on Tuesday (9 April), dragged down by another red day on Wall Street, with the S&P 500 hovering near bear market territory. And it’s not just stocks feeling the pressure —...
How to Demonstrate Your Domicile by Residency to HMRC in 2025

How to Demonstrate Your Domicile by Residency to HMRC in 2025

by SJB Global | Mar 27, 2025 | Ben Eccles, Expat Financial Planning, Tax Planning, UK

If you’re wondering how to prove your UK residency for tax purposes, you’re not alone. As of April 6, 2025, the UK is moving away from the old domicile-based tax system and switching to a residency-based approach. This means that your tax obligations will...
Why Pension Contributions Matter

Why Pension Contributions Matter

by SJB Global | Mar 24, 2025 | Expat Financial Planning, Pensions, SJB Global

As the end of the tax year approaches, it’s time to think about pension contributions. For the 2024/25 tax year, the annual allowance, the maximum you can contribute to your pension without incurring a tax charge is £60,000. ​ However, this limit isn’t the...
Fixed Index Annuities: What They Are and Who They’re Good For

Fixed Index Annuities: What They Are and Who They’re Good For

by SJB Global | Mar 14, 2025 | Expat Financial Planning, Investments, Life & Protection Insurance, SJB Global

Planning for retirement involves balancing the desire for growth with the need for security. Fixed index annuities (FIAs) offer a blend of both, providing potential market-linked gains while safeguarding your principal. What Is a Fixed Index Annuity? A fixed index...
Estate Planning for UK-Domiciled Expats: What You Need to Know

Estate Planning for UK-Domiciled Expats: What You Need to Know

by SJB Global | Mar 11, 2025 | Estate Planning, Expat Financial Planning, SJB Global, UK

If you’re a UK-domiciled expat, navigating estate planning can feel like trying to solve a Rubik’s Cube blindfolded. Living abroad doesn’t necessarily exempt you from the UK’s inheritance tax (IHT), which stands at a substantial 40%. Without...
Market Fluctuations and Retirement: Smart Strategies to Stay on Track

Market Fluctuations and Retirement: Smart Strategies to Stay on Track

by SJB Global | Mar 5, 2025 | Expat Financial Planning, Investments, Markets & Economy, Retirement Planning, SJB Global

Market ups and downs can be nerve-wracking, especially when retirement is on the horizon. Watching savings fluctuate might make you feel like you’re on a rollercoaster, but the good news is that there are ways to keep your retirement plan steady, even when...
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The financial advisers trading under SJB are members of Nexus Global. Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed Representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) under licence number 3647.

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