by SJB Global | Nov 26, 2025 | Inheritance Tax, Pensions, Randal Stephens, Retirement Planning, UK
Inheriting a UK Pension While Living Abroad: What Non-UK Residents Need to Know If you or your beneficiaries live outside the United Kingdom, inheriting a UK pension can be a complex process. Many British expats and overseas beneficiaries find that their options are...
by SJB Global | Oct 30, 2024 | Expat Financial Planning, Randal Stephens, Regulations, UK
When a relationship breaks down, pensions may not be a top priority, but the jurisdiction where a divorce or dissolution occurs — and how a court handles pensions in the financial settlement — can be crucial, especially if pensions represent significant family...
by SJB Global | Oct 21, 2024 | Expat Financial Planning, North America, Randal Stephens, Regulations, Tax Planning
As a financial advisor, I frequently encounter clients who are blindsided by the realization that they are accidental Americans and face unexpected U.S. tax obligations. American citizenship, while offering numerous benefits, comes with significant tax...
by SJB Global | Oct 14, 2024 | Expat Financial Planning, Investments, Randal Stephens
If you’re exploring how to select the best mutual fund for your investments, understanding the role of expense ratios—what you pay to invest in a fund—can be crucial. Research from Morningstar, alongside insights from industry experts like Jack Bogle, suggests...
by SJB Global | Sep 30, 2024 | Expat Financial Planning, Randal Stephens
When it comes to managing finances, it’s common to concentrate primarily on investments. However, true financial well-being involves more than just solid investment returns. A holistic financial advisor takes into account not only your financial status but also...
by SJB Global | May 22, 2024 | Europe, Expat Financial Planning, North America, Pensions, Randal Stephens, Retirement Planning, Tax Planning
Navigating bureaucracy is often a challenge when living abroad, whether you’re dealing with matters in your new country or managing affairs back in the UK. A clear understanding and proactive approach can greatly help. This article explores the complexities of...
