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UK State Pension Guide for Expats (2025 Update)

UK State Pension Guide for Expats (2025 Update)

by SJB Global | May 19, 2025 | Expat Financial Planning, George Symes, Guides, Pensions, Retirement Planning, Tax Planning, UK

What’s Inside This Guide Thank you for taking the time to read our UK State Pension Guide for Expats. In this guide, you’ll find: Information on how to check your UK National Insurance record How to complete a request to pay missing years of contributions for UK...
International SIPP – An Overview

International SIPP – An Overview

by SJB Global | May 5, 2025 | Europe, Expat Financial Planning, George Symes, Investments, Pensions, Retirement Planning, UK

An International SIPP (Self-Invested Personal Pension) is a UK-registered pension arrangement tailored for British nationals living overseas. It allows expats to retain control over their UK pension investments while benefiting from the regulatory protections of the...
Markets Slide Again — What It Means for Pensions and Savers

Markets Slide Again — What It Means for Pensions and Savers

by SJB Global | Apr 15, 2025 | Expat Financial Planning, Investments, Markets & Economy, Pensions, SJB Global

Any hopes of calm after Monday’s market bounce didn’t last long. The FTSE 100 slipped again on Tuesday (9 April), dragged down by another red day on Wall Street, with the S&P 500 hovering near bear market territory. And it’s not just stocks feeling the pressure —...
Why Pension Contributions Matter

Why Pension Contributions Matter

by SJB Global | Mar 24, 2025 | Expat Financial Planning, Pensions, SJB Global

As the end of the tax year approaches, it’s time to think about pension contributions. For the 2024/25 tax year, the annual allowance, the maximum you can contribute to your pension without incurring a tax charge is £60,000. ​ However, this limit isn’t the...
UK Pension Reforms: A Game-Changer or a Gamble?

UK Pension Reforms: A Game-Changer or a Gamble?

by SJB Global | Feb 6, 2025 | Expat Financial Planning, Pensions, SJB Global, UK

The UK government’s latest pension reforms have stirred up a mix of excitement and concern. By loosening the rules on how pension funds can be invested, the plan is designed to unlock billions of pounds and direct that capital toward driving economic growth. Pension...
Major Pension Reforms in the UK 2024 Budget: New Inheritance Tax Rules and Overseas Transfer Charges Explained

Major Pension Reforms in the UK 2024 Budget: New Inheritance Tax Rules and Overseas Transfer Charges Explained

by SJB Global | Nov 4, 2024 | Expat Financial Planning, Pensions, Regulations, SJB Global, Tax Planning, UK

The UK’s Autumn Budget 2024 has introduced transformative changes to pension rules, significantly impacting domestic and overseas pension holders. In a historic move, the government announced that pensions would fall under Inheritance Tax (IHT) regulations starting in...
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The financial advisers trading under SJB are members of Nexus Global. Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed Representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) under licence number 3647.

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