Reviewing Existing Investment Arrangements
Learn what an investment review can reveal about costs, risk, diversification, performance and whether your existing arrangements remain aligned with your circumstances and long-term goals.
Understand Whether Your Existing Arrangements Still Fit
Investments and pensions can become difficult to evaluate once charges, funds, platforms and different providers are involved.
Our review gives you a clearer picture of what you hold and whether the arrangements remain appropriate for your circumstances.
If your current arrangements are already suitable, we will explain why. If there are areas that may benefit from improvement, we will set them out clearly without obligation.
A Detailed Look at the Arrangements You Already Hold
The review focuses on the areas that most directly affect cost, risk, diversification and long-term suitability.
Investment Costs
Review product, platform, fund and adviser charges to understand what you are paying overall.
Portfolio Construction
Assess whether the portfolio structure remains aligned with your objectives, timeframe and income needs.
Investment Risk
Compare the risk within your portfolio with your current willingness and financial capacity to accept potential losses.
Diversification
Review how your investments are spread across asset classes, regions, sectors and currencies.
Past Performance
Consider performance in the context of risk, fees, allocation and the purpose of the portfolio.
Ongoing Suitability
Determine whether your pensions and investments remain appropriate for your current residence and future plans.
A Straightforward, No-Obligation Process
The review is designed to give you practical information before you make any decision about changing your arrangements.
Tell Us What You Hold
Provide initial information about the pensions or investments you would like reviewed.
We Analyse the Arrangements
We review available information on costs, funds, risk, performance and portfolio structure.
Discuss the Findings
An adviser explains what the review shows and answers your questions.
Decide What Happens Next
You can retain your current arrangements or consider improvements if the evidence supports a change.
Clear Findings Without Pressure to Make a Change
The purpose is to understand your current position, not to assume that every existing arrangement needs to be replaced.
Your Existing Arrangements Are Suitable
The review may confirm that your current investments remain appropriate and competitively priced.
Some Adjustments May Be Helpful
Changes to risk, diversification, costs or portfolio construction may improve alignment with your objectives.
A Wider Review May Be Appropriate
In some cases, pensions, tax, retirement income or international planning should be considered alongside the investments.
Start With a Clearer Understanding of What You Already Own
Complete the form with a few initial details about the pensions or investments you would like reviewed.
The review is provided without obligation. If your existing arrangements are already appropriate, we will tell you. If areas could be improved, we will explain the reasons clearly.
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Who Is the Review Designed For?
Existing Pensions or Investments
The review is designed for people who already hold pensions, investment portfolios, offshore bonds or multiple arrangements.
Minimum Review Value
The standard minimum value is £100,000, or the equivalent in another currency, across the arrangements being reviewed.
Understand Whether Your Investments Are Still Working for You
A review can help you understand costs, risk, diversification and whether your current arrangements remain suitable for your goals.