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Pension Advice
Helping You Navigate Your Pension Options with Confidence
With a plethora of different pension arrangements available, it can be extremely daunting for those considering what type of pension they have and the benefits and drawbacks of all the possible options.
We help people clearly understand if their pension meets their objectives and, if not, what they can do about it.
Understanding Your Pension Options
Pensions come in many shapes and sizes, and knowing which one fits your needs can make all the difference for your future.
What is a Pension?
All a pension allows you to do is to save for later in life. It provides you with favourable tax treatment to incentivise you to save now, specifically for retirement.
Does Everyone Need a Pension
Some sort of income will be required when you stop working, but it doesn’t necessarily have to be a pension. Some people live purely off rental income or savings, but a mixture of all three is often the best bet.
What Is the Right Pension for Me?
This is an impossible question to answer unless your full objectives are outlined. Some people may want a fixed income for life whilst others would prefer something more flexible. Bankers may prefer something with multiple investment options whereas someone with no investment experience may prefer a fully capital protected pension.
Key Areas of Pension Planning
Explore these core areas to understand your pension, get the right advice, and make the most of your retirement.
Type of Pension
Do you know what type of pension scheme you have? Even if you do, do you know what benefits it provides you and whether or not it’s the best suitable pension scheme for you?
Advice
You will need to receive advice if you want to do anything with your pension. We are independent financial planners and we will only recommend transferring your pension if it’s in your best interest.
Retirement
This is when you need to be receiving sound advice. If you are retiring overseas each country has specific rules relating to inheritance tax, pensions, income and so on. Our job is to make sure you are spending your retirement income most efficiently.
Ready to Get Started?
Take the first step toward a pension plan that works for your future. Whether you want to understand your current pension, explore your options, or plan for a comfortable retirement, our experts are here to guide you every step of the way.
What does the obligation free call include?
An initial 15-minute introduction call explaining our services and how we can help.
We go through a fact-finding exercise so we can then provide a full financial planning report including a personalised retirement forecast with future projections and work out how on track you are.
Lastly, we will provide a recommendation on any areas where we feel you could improve.
Who is SJB Global and meet your adviser
Our regulations, Independence and Fees
Our process from start to finish
Area we help with including:
UK Pension Advice
Retirement Planning
Investment Planning
Tax Planning
US Expat Services
International Estate Planning
Note: Minimum managed assets for SJB Global is £100,000 or currency equivalent.
Licensing & Regulations
Nexus Global specialises in providing a regulatory platform and compliance support to international financial advisers and intermediaries to enable them to meet regulatory requirements to provide their clients with a professional service. The financial advisers trading under SJB Global are members of Nexus Global. Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) and bound by the rules under licence number 3647: http://www.fsc.gi/regulated-entity/blacktower-financial-management-international-limited-3647.