If you’ve gathered a few pension pots from different jobs, chances are you’re wondering how to bring them together, or whether it even makes sense. You’re not alone. That’s one of the most common...
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Thinking About a Defined Benefit Pension Transfer? Here’s What to Know in 2025
Defined benefit pensions have long been seen as one of the most secure ways to fund retirement. But recently, more people have started looking into whether transferring out of a DB scheme could be a...
What Makes Our Approach Different
A lot of people find us after feeling let down by previous advisers. The focus was on selling products, not creating a plan. The advice felt rushed. Short-term. Impersonal. I’ve seen this too many...
Here’s What You Need to Know About UK Pension Transfers
If you’re planning to move abroad or are already living overseas, your UK pension may not be working as hard for you as it could be. Many British expats, and even those just considering a move, are...
Latest Adviser Posts
Why Most People Don’t Understand Inheritance Tax in the UK
There is no single official statistic that precisely measures how many people in the UK do not understand Inheritance Tax (IHT). However, multiple surveys and research reports provide strong...
UK Budget 2025: What the Class 2 NIC Removal Means for British Expats
The UK government has confirmed a major change to the way British expats can build their state pension entitlement. From 6 April 2026, access to Class 2 Voluntary National Insurance Contributions...
How to Pass a UK Pension to a Non-UK Resident Beneficiary
Inheriting a UK Pension While Living Abroad: What Non-UK Residents Need to Know If you or your beneficiaries live outside the United Kingdom, inheriting a UK pension can be a complex process. Many...
Healthcare Options for U.S. Retirees Living Overseas — Healthcare for U.S. Expats
Healthcare is one of the most important considerations for American retirees planning to live abroad. Unlike in the United States, where Medicare and employer-provided insurance can cover much of...










