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QROPS Under Scrutiny: Suitability, Costs and Long Term Risks

QROPS Under Scrutiny: Suitability, Costs and Long Term Risks

by SJB Global | Apr 1, 2026 | Expat Financial Planning, George Symes, Pensions, Retirement Planning

Qualifying Recognised Overseas Pension Schemes, commonly known as QROPS, were originally introduced to allow individuals leaving the United Kingdom to transfer pension benefits to overseas arrangements in a legitimate and structured way. For many expatriates, the...
Financial Planning for Brits Leaving the UK

Financial Planning for Brits Leaving the UK

by SJB Global | Mar 31, 2026 | Expat Financial Planning, George Symes, Retirement Planning, Tax Planning

Relocating overseas is an exciting step, whether driven by career opportunity, lifestyle preference or retirement ambition. From a financial perspective, however, leaving the UK is far more than a change of address. It alters your tax position, regulatory protections...
Why Most People Don’t Understand Inheritance Tax in the UK

Why Most People Don’t Understand Inheritance Tax in the UK

by SJB Global | Feb 16, 2026 | Ben Eccles, Estate Planning, Inheritance Tax, Tax Planning, UK, Wealth Management

There is no single official statistic that precisely measures how many people in the UK do not understand Inheritance Tax (IHT). However, multiple surveys and research reports provide strong indications that public understanding is low. Key Findings from Surveys...
UK Budget 2025: What the Class 2 NIC Removal Means for British Expats

UK Budget 2025: What the Class 2 NIC Removal Means for British Expats

by SJB Global | Jan 28, 2026 | Expat Financial Planning, George Symes, Pensions, Retirement Planning, UK

The UK government has confirmed a major change to the way British expats can build their state pension entitlement. From 6 April 2026, access to Class 2 Voluntary National Insurance Contributions (VNICs) will be removed for most people living abroad. At the same time,...
How to Pass a UK Pension to a Non-UK Resident Beneficiary

How to Pass a UK Pension to a Non-UK Resident Beneficiary

by SJB Global | Nov 26, 2025 | Inheritance Tax, Pensions, Randal Stephens, Retirement Planning, UK

Inheriting a UK Pension While Living Abroad: What Non-UK Residents Need to Know If you or your beneficiaries live outside the United Kingdom, inheriting a UK pension can be a complex process. Many British expats and overseas beneficiaries find that their options are...
Healthcare Options for U.S. Retirees Living Overseas — Healthcare for U.S. Expats

Healthcare Options for U.S. Retirees Living Overseas — Healthcare for U.S. Expats

by SJB Global | Oct 22, 2025 | Expat Financial Planning, Global Financial Topics, Guides, Healthcare & Insurance, Jake Barber

Healthcare is one of the most important considerations for American retirees planning to live abroad. Unlike in the United States, where Medicare and employer-provided insurance can cover much of your medical expenses, living overseas introduces unique challenges....
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The financial advisers trading under SJB are members of Nexus Global. Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed Representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) under licence number 3647.

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