by SJB Global | Mar 31, 2026 | Advice, Expat Financial Planning, Financial Planning, George Symes, Retirement, Tax
Relocating overseas is an exciting step, whether driven by career opportunity, lifestyle preference or retirement ambition. From a financial perspective, however, leaving the UK is far more than a change of address. It alters your tax position, regulatory protections...
by SJB Global | Feb 16, 2026 | Ben Eccles, Estate Planning, Inheritance Tax, Tax, UK, Wealth Management
There is no single official statistic that precisely measures how many people in the UK do not understand Inheritance Tax (IHT). However, multiple surveys and research reports provide strong indications that public understanding is low. Key Findings from Surveys...
by SJB Global | Jan 28, 2026 | Financial Planning, George Symes, Pensions, Retirement, UK
The UK government has confirmed a major change to the way British expats can build their state pension entitlement. From 6 April 2026, access to Class 2 Voluntary National Insurance Contributions (VNICs) will be removed for most people living abroad. At the same time,...
by SJB Global | Nov 26, 2025 | Inheritance Tax, Pensions, Randal Stephens, Retirement, UK
Inheriting a UK Pension While Living Abroad: What Non-UK Residents Need to Know If you or your beneficiaries live outside the United Kingdom, inheriting a UK pension can be a complex process. Many British expats and overseas beneficiaries find that their options are...
by SJB Global | Oct 22, 2025 | Expat Financial Planning, Global Financial Topics, Guides, Healthcare & Insurance, Jake Barber
Healthcare is one of the most important considerations for American retirees planning to live abroad. Unlike in the United States, where Medicare and employer-provided insurance can cover much of your medical expenses, living overseas introduces unique challenges....
by SJB Global | Oct 21, 2025 | Expat Financial Planning, Financial Planning, Justin Gauden, Pensions, UK
UK Chancellor Eyes Cut to Tax-Free Pension Lump Sums—What Expats Need to Know Reports suggest UK Chancellor Rachel Reeves is considering cutting back the tax-free element of pension lump sums in a bid to raise an additional £2bn annually. Currently, retirees can...
