by SJB Global | Mar 14, 2025 | Advice, Financial Planning, Insurance, Investments, SJB Global
Planning for retirement involves balancing the desire for growth with the need for security. Fixed index annuities (FIAs) offer a blend of both, providing potential market-linked gains while safeguarding your principal. What Is a Fixed Index Annuity? A fixed index...
by SJB Global | Mar 11, 2025 | Advice, Estate Planning, SJB Global, UK
If you’re a UK-domiciled expat, navigating estate planning can feel like trying to solve a Rubik’s Cube blindfolded. Living abroad doesn’t necessarily exempt you from the UK’s inheritance tax (IHT), which stands at a substantial 40%. Without...
by SJB Global | Mar 5, 2025 | Advice, Financial Planning, Investments, Markets, Retirement, SJB Global
Market ups and downs can be nerve-wracking, especially when retirement is on the horizon. Watching savings fluctuate might make you feel like you’re on a rollercoaster, but the good news is that there are ways to keep your retirement plan steady, even when...
by SJB Global | Feb 17, 2025 | Advice, Financial Planning, Investments, Markets, SJB Global, UK
Change is constant, but some shifts are so big that they redefine industries, societies, and even how we live our daily lives. These are known as megatrends, large, transformative forces that evolve over time but have long-term impacts. From technology to...
by SJB Global | Dec 4, 2024 | SJB Global, SJB Service
Customer vulnerabilities are a significant focus under the Consumer Duty regulation, with the Financial Conduct Authority (FCA) emphasizing the need for improved outcomes for all customers, particularly those with vulnerabilities. Here are several strategies wealth...
by SJB Global | Nov 13, 2024 | Advice, Elections, Investments, North America, Regulations, SJB Global
The U.S. elections are a pivotal event not only for American citizens but for investors worldwide. Every four years, the election season brings with it a degree of uncertainty and speculation, particularly regarding economic policies, market behaviour, and...
