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Financial Planning Advice
Practical Guidance to Secure Your Financial Future
Financial planning covers everything from retirement and education to estate protection and life insurance. Having a clear plan in place ensures you and your loved ones are prepared for whatever life brings.
Whether you are just starting out or reviewing an existing plan, we are here to help you create a strategy tailored to your goals and circumstances.
Explore Our Financial Planning Services
Our financial planning services cover the key areas that impact your future. Whether it’s preparing for retirement, investing in your children’s education, protecting your estate, or ensuring your family is covered, we provide guidance tailored to your circumstances.
Retirement Planning
Plan for the lifestyle you want in retirement. We help you understand your options, grow your savings efficiently, and stay on track to reach your goals. Learn more
Education Planning
Invest early and flexibly for your children’s future education. Our strategies ensure your savings work efficiently, wherever your family may study. Learn More
Estate Planning
Protect your legacy and minimise inheritance tax. We guide you through estate planning solutions to ensure your assets are passed on according to your wishes. Learn more
Life Insurance
Ensure your family is financially secure with the right protection. We help you choose coverage that fits your needs and provides peace of mind. Learn More
5 Steps to a Financial Plan
A comprehensive financial plan gives you a clear roadmap to achieve your goals. From understanding your current situation to implementing the right strategies, these five steps guide you through the process.
Step 1 – Identify Your Goals
We help you define your financial goals — retirement, education, estate planning, and more — and prioritise them based on what matters most to you. Clear timeframes and separating needs from wants ensures your plan is focused.
Step 2 – Gather Your Information
We capture a detailed snapshot of your current financial situation, including income, expenses, assets, liabilities, and risk tolerance. This helps us understand exactly where you stand.
Step 3 – Analyse Your Profile
Your financial and personal information is reviewed to highlight strengths and areas for improvement. This analysis forms the foundation for a plan designed to help you reach your goals.
Step 4 – Develop Your Plan
We create a personalised financial plan that compares your current approach with our recommendations. This shows the difference between taking no action and taking steps toward your goals, empowering you to make informed decisions.
Step 5 – Implement Your Strategy
We help you put your plan into action. This may include pension transfers, savings plans, investments, cash flow adjustments, or life insurance — all tailored to your objectives and circumstances.
Step 4 – Develop Your Plan
We create a personalised financial plan that compares your current approach with our recommendations. This shows the difference between taking no action and taking steps toward your goals, empowering you to make informed decisions.
Step 5 – Implement Your Strategy
We help you put your plan into action. This may include pension transfers, savings plans, investments, cash flow adjustments, or life insurance — all tailored to your objectives and circumstances.
Am I on Track to Reach My Financial Goals?
It’s never too early to start planning for your future. The sooner you begin, the better prepared you’ll be to reach your financial goals. A comprehensive review shows exactly where you stand and highlights any gaps in your plan.
With our guidance, you’re never alone on the journey. You’ll receive quarterly updates and an annual review to make sure your plan still aligns with your current circumstances and objectives.
Discover your financial position with an X-Ray Investment Review — our expert analysis helps ensure you’re on track to achieve your goals.
Ready to Get Started?
Take the first step toward a financial plan that works for you. Whether you’re looking to grow your savings, protect your family, or review your current plan, our experts are here to guide you every step of the way
What does the obligation free call include?
An initial 15-minute introduction call explaining our services and how we can help.
We go through a fact-finding exercise so we can then provide a full financial planning report including a personalised retirement forecast with future projections and work out how on track you are.
Lastly, we will provide a recommendation on any areas where we feel you could improve.
Who is SJB Global and meet your adviser
Our regulations, Independence and Fees
Our process from start to finish
Area we help with including:
UK Pension Advice
Retirement Planning
Investment Planning
Tax Planning
US Expat Services
International Estate Planning
Note: Minimum managed assets for SJB Global is £100,000 or currency equivalent.
Licensing & Regulations
Nexus Global specialises in providing a regulatory platform and compliance support to international financial advisers and intermediaries to enable them to meet regulatory requirements to provide their clients with a professional service. The financial advisers trading under SJB Global are members of Nexus Global. Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) and bound by the rules under licence number 3647: http://www.fsc.gi/regulated-entity/blacktower-financial-management-international-limited-3647.