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Education Planning

Investing in your children’s future is easier and more effective when you start early. The sooner you begin, the less you’ll need to save over time, even if your children plan to study overseas. Choosing the right investment depends on your goals, your child’s age, your risk tolerance, and potential education cost inflation.

Our approach helps you build a plan that is flexible, tax-efficient, and tailored to your family — all without compromising your own financial security.

Common Questions About Education Planning

Planning for your children’s education can feel complex, especially if you’re an expat. Below are answers to some of the most frequently asked questions to help you create a flexible, effective savings plan. Click each question to learn more.

How Much Will I Need to Save for My Child(ren) to Go to University?

The amount you need to save depends on your personal circumstances. The earlier you start, the less you’ll need to contribute each month to reach your target. Your plan will consider how many years until your children attend university, what you can afford, and, if you’re an expat, the potential need for currency flexibility. A flexible arrangement allows you to add bonuses or top up savings as needed.

What if My or My Child(ren)’s Plan Changes?

Your funds remain fully accessible for your children’s future. If plans change — for example, if they attend a tuition-free university or need money for a first home or car — you can redirect the savings accordingly. Any remaining funds could even be used to support your own retirement.

Secure Your Child’s Future Today

Take the first step toward a flexible and effective education plan. Our experts can help you determine how much to save, explore investment options, and build a strategy that adapts to your family’s needs. Fill out the form below to get personalised guidance.

What does the obligation free call include?

An initial 15-minute introduction call explaining our services and how we can help.

We go through a fact-finding exercise so we can then provide a full financial planning report including a personalised retirement forecast with future projections and work out how on track you are.

Lastly, we will provide a recommendation on any areas where we feel you could improve.

Who is SJB Global and meet your adviser

Our regulations, Independence and Fees

Our process from start to finish

Area we help with including:

UK Pension Advice

Retirement Planning

Investment Planning

Tax Planning

US Expat Services

International Estate Planning

Note: Minimum managed assets for SJB Global is £100,000 or currency equivalent.

Licensing & Regulations

Nexus Global specialises in providing a regulatory platform and compliance support to international financial advisers and intermediaries to enable them to meet regulatory requirements to provide their clients with a professional service. The financial advisers trading under SJB Global are members of Nexus Global. Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) and bound by the rules under licence number 3647: http://www.fsc.gi/regulated-entity/blacktower-financial-management-international-limited-3647.

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