Jake breaks down the key principles of international investment planning, covering everything from risk assessment to asset allocation strategies.

Here’s what you’ll learn:
(00:05) Risk and Asset Allocation: Understanding your risk tolerance is crucial. Learn how your investment horizon and personal goals influence your asset allocation.
(00:41) Volatility & Dollar Cost Averaging: Why volatility can be your friend when regularly contributing to investments.
(01:16) Adjusting Risk as You Progress: How being ahead or behind your financial targets affects your risk strategy.
(02:19) Global Diversification: Avoid home bias by investing internationally. Learn why U.S. markets often outperform.
(02:49) Sector and Thematic Investments: Explore ETFs that target specific industries, like AI or crypto.
(03:24) Bonds Explained: The difference between investment-grade bonds and junk bonds, and why bond duration matters.
(04:01) Cash in Your Portfolio: Why having too much cash can hurt long-term growth and how inflation diminishes buying power.
(05:16) Active vs. Passive Investing: Passive investing is typically cheaper and more reliable—see why only 7% of active funds beat their benchmarks.
(06:25) Fund Manager Credibility: Stick with reputable fund managers like Vanguard and BlackRock to minimise risk.

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