General Investment Accounts
A flexible way to invest and access your capital
A General Investment Account (GIA) offers a flexible way to invest your money without the restrictions of more structured investment wrappers. It allows you to build a diversified portfolio while retaining access to your funds when needed.
At SJB Global, we help you understand how a GIA fits within your overall financial plan and whether it is the right solution based on your goals, time horizon, and need for flexibility.
Key Features of a General Investment Account
A flexible investment solution designed to give you control, access, and global opportunity.
Flexibility and Access
Invest, withdraw, or adjust your portfolio as your needs evolve, without being restricted by fixed terms or penalties.
Global Investment Options
Access a wide range of global investments across different asset classes and currencies, allowing your portfolio to be tailored to your objectives.
Secure Structure
Your investments are held in a ring-fenced account, helping to keep your assets separate and protected.
Why Consider a General Investment Account
A flexible and accessible way to invest, with the freedom to adapt as your needs change.
Flexibility and Access
A General Investment Account allows you to make contributions and withdrawals without restrictive penalties. This makes it suitable for a range of financial goals, while also providing access to your capital if your circumstances change.
Understanding the Tax Implications
Unlike some other investment structures, GIAs are typically subject to tax on income and gains. It is important to understand how this applies to your personal situation before investing.
Global Investment and Accessibility
GIAs can hold investments in multiple currencies and provide access to a wide range of global opportunities. With online access, you can manage your investments from anywhere in the world, offering flexibility for internationally mobile individuals.
Security of Your Investments
Your investments are held in a ring-fenced account, meaning they are kept separate from the provider’s own assets. This structure helps provide an additional layer of protection.
Is a General Investment Account Right for You?
If you are considering a General Investment Account as part of your investment strategy, we can help you understand whether it is the right fit for your circumstances. Speak with one of our advisers to explore your options and build a strategy aligned with your goals.
What does the obligation free call include?
An initial 15-minute introduction call explaining our services and how we can help.
We go through a fact-finding exercise so we can then provide a full financial planning report including a personalised retirement forecast with future projections and work out how on track you are.
Lastly, we will provide a recommendation on any areas where we feel you could improve.
Who is SJB Global and meet your adviser
Our regulations, Independence and Fees
Our process from start to finish
Area we help with including:
UK Pension Advice
Retirement Planning
Investment Planning
Tax Planning
US Expat Services
International Estate Planning
Note: Minimum managed assets for SJB Global is £100,000 or currency equivalent.
Licensing & Regulations
Nexus Global specialises in providing a regulatory platform and compliance support to international financial advisers and intermediaries to enable them to meet regulatory requirements to provide their clients with a professional service. The financial advisers trading under SJB Global are members of Nexus Global. Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) and bound by the rules under licence number 3647: http://www.fsc.gi/regulated-entity/blacktower-financial-management-international-limited-3647.