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SIPP vs QROPS
A Guide for Expats Choosing Between SIPP and QROPS
Which is the best option if I'm unsure where I will retire?
Can I transfer from a SIPP to a QROPS or vice versa?
Do they both cost the same?

Lifetime Allowance
Lifetime allowance has dropped from £1.8m to £1m in just 8 years. The way a SIPP and a QROPS is taxed on the Lifetime Allowance Tax is extremely different and is the biggest factor for deciding which option to choose.
Gross Taxation
QROPS are paid gross of tax from the UK, meaning you don’t have to file your tax returns each year to claim your tax back as you would in a SIPP, but there is a very simple way of doing this with a SIPP now also.
Regulations
QROPS can be utilized as a vehicle for high-risk investments which would no longer be accepted by SIPPs as they wouldn’t pass the due diligence checks.