Retirement Planning
Why Starting Early Can Make All the Difference
Planning for retirement involves several important factors to ensure you have enough saved to support the lifestyle you want. Where you choose to retire, potential taxes, inflation, and your desired lifestyle all influence your goals. Equally important is understanding what you can afford to save today and how your current lifestyle fits into your plan.
There’s no one-size-fits-all approach to retirement planning. The best way to achieve your goals is to explore the options available and make decisions tailored to your individual circumstances.
Common Retirement Planning Questions
Planning for retirement can feel overwhelming, but you don’t have to navigate it alone. Below are answers to some of the most frequently asked questions to help you make informed decisions and stay on track toward your goals. Click each question to learn more.
When Should I Start Planning for Retirement?
It’s never too early or too late to start planning for retirement. There’s always something you can do to move closer to your financial goals. The earlier you start saving, the more time your money has to grow. Even if you’re approaching retirement age, there are strategies to help ensure a comfortable retirement.
I Have a State Pension. Should I Do More?
Your state pension is a helpful bonus, but it’s rarely enough to cover the full cost of living in retirement or provide the lifestyle you want. Supplementing your pension with additional savings and investments is essential to ensure financial security and comfort in later years.
What Mistakes Do People Often Make When Planning for Retirement?
Common mistakes include not planning at all, or planning but failing to stick with the strategy. Many also underestimate the impact of inflation, £10,000 today will be worth less in future years if prices rise. A financial planner can help you regularly review your goals and make adjustments to keep your retirement plan on track.
Take Control of Your Retirement Today
Start planning for the retirement you deserve. Whether you’re just beginning or reviewing an existing plan, our experts are here to guide you every step of the way. Fill out the form below to get personalised advice and take the first step toward financial security.
What does the obligation free call include?
An initial 15-minute introduction call explaining our services and how we can help.
We go through a fact-finding exercise so we can then provide a full financial planning report including a personalised retirement forecast with future projections and work out how on track you are.
Lastly, we will provide a recommendation on any areas where we feel you could improve.
Who is SJB Global and meet your adviser
Our regulations, Independence and Fees
Our process from start to finish
Area we help with including:
UK Pension Advice
Retirement Planning
Investment Planning
Tax Planning
US Expat Services
International Estate Planning
Note: Minimum managed assets for SJB Global is £100,000 or currency equivalent.
Licensing & Regulations
Nexus Global specialises in providing a regulatory platform and compliance support to international financial advisers and intermediaries to enable them to meet regulatory requirements to provide their clients with a professional service. The financial advisers trading under SJB Global are members of Nexus Global. Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) and bound by the rules under licence number 3647: http://www.fsc.gi/regulated-entity/blacktower-financial-management-international-limited-3647.