Home » US Expat Services » US Investment Plans

US Investment Plans
FATCA-Compliant Investment Solutions Designed for US Expats US Flag

US taxpayers often find it difficult to hold their legitimate assets outside the US. This is because the US tax authority, the IRS, taxes US citizens on their worldwide income. However, there are ways for US taxpayers to hold their assets outside the US in a way that is compliant with FATCA and tax-efficient.

Many firms are reluctant to help due to the high compliance and reporting burden for everyone involved, including investors, custodians, and advisers. SJB Global can offer both US-compliant investment and retirement options for US-connected individuals. We consider whether compliant US solutions are both tax-efficient in the US as well as their country of residence, thus highlighting the importance of cross-border advice and regulations. Your likely retirement destination also needs to be considered, as some of the options available may offer greater benefits should you retire in certain countries.

Moving Abroad? Get your FREE expert guide to managing U.S. retirement accounts—fill in the form to access your download and unlock even more resources for Americans overseas.

US-Compliant Investment Platforms for Expats

We work alongside US-compliant investment platforms specifically designed for American expats. These platforms allow you to access a wide range of investments while ensuring full compliance with IRS reporting requirements. They provide detailed reporting and automatic tax handling, making international investing simpler and more transparent.

 

Multi-Currency Investments

Invest in major currencies including USD, GBP, and EUR, giving you flexibility and control over your portfolio.

IRS-Compliant Reporting

Platforms handle 1099 and 1042 reporting, and withholding tax is deducted directly from your portfolio each month.

Diverse Investment Options

Access non-PFIC options such as ETFs, mutual funds, stocks, and bonds, all in a compliant structure.

Flexible Accounts

Enjoy online access, transparent fees, and no hidden charges or surrender penalties for total peace of mind.

Your Free Guide to U.S. Retirement Plans Abroad

Get access to our comprehensive PDF guide: U.S. Retirement Plans for Non-U.S. Residents.

Inside, you’ll find expert insights on:

  • Managing your retirement accounts overseas
  • Rollovers, withdrawals, and tax implications
  • Understanding 401(k), IRA, Roth, and other plans
  • Key strategies for avoiding double taxation
  • Estate planning and cross-border considerations

This free guide is just one of many resources we’ve created for expats. By filling in the form, you’ll unlock access to our entire downloads page, packed with additional guides on tax, pensions, and financial planning for Americans abroad.

See What Our Clients Say

  • very professional, friendly. good expertise. able to answer any and all relevant questions. proactive and trustworthy

    jeremy hotchkiss Avatar jeremy hotchkiss

    A great caring team, nothing is ever too difficult for them to help you work through a problem.

    Sue Barley Avatar Sue Barley

    As first time clients of SJB global who have dealt solely with Mr Alex Gover from the moment of our initial approach to SJB and our subsequent investment. The... read more

    Roslyn Kelly Avatar Roslyn Kelly
  • Worked with Robert Hoey who arranged my Pensions and Investments details in a patient professional manner. Robert has impressed me with his knowledge and understanding of my situation and my... read more

    Geoffrey Rea Avatar Geoffrey Rea

    Great experience so far with Ben, always keeps me up to date and informed and also great at explaining things clearly when the information gets a bit technical!

    kirk siddall Avatar kirk siddall

    I've just completed the transfer of my UK pension to an international setup with SJB Global and Alex Gover as my Advisor. The process was made very clear by Alex... read more

    Andrew Taylor Avatar Andrew Taylor
  • Very good experience with SJB for pension and tax planning.

    Dave Lea Avatar Dave Lea

    We have been extremely impressed with the professionalism and quality of SJB Global. Randal has been our contact throughout the process of setting up our arrangements and he has shown... read more

    Martin Kelsey Avatar Martin Kelsey

    I feel very well looked after since I switched to support from Lewis at SJB Global. Receiving prompt attention as and when necessary is very important to me and I... read more

    Kevin Mace Avatar Kevin Mace
  • I've just completed the transfer of my UK pension to an international setup with SJB Global and Alex Gover as my Advisor. The process was made very clear by Alex... read more

    Andrew Taylor Avatar Andrew Taylor

    SJB Global have been my pension provider for a few years now. From switching over which was effortless to the array of products that they have access to is impressive.... read more

    Justin Woodmansee Avatar Justin Woodmansee

    Alex Gover at SJB Global is a pleasure to work with. He is very professional, knowledgeable, and personable. I have no hesitation in recommending him and SJB Global. Alex advised... read more

    Dan Avatar Dan
  • Very professional and trustworthy financial consultants. I have had many discussions and dealings with Alex Gover and have found him to be extremely helpful, honest and insightful.

    Chris Marsden Avatar Chris Marsden

    Having spent over 24 years of my working life in the UK, I decided to retire back in my home country. But with the issue of having to transfer my... read more

    Didier Fernandez Avatar Didier Fernandez

    My adviser was comprehensive and thorough in ensuring they fully understood my situation and my objectives. The solution provided gives a good return but also reduces the management costs notably... read more

    Glenn Vaughan Avatar Glenn Vaughan
  • I feel secure with SJB Global. Daniel treats us like family members in the way he deals with us and looks after our savings. He explains things very clearly and... read more

    Sharon Tett Avatar Sharon Tett

    I have found the support and advise offered by Daniel Lattimer to be very clear, concise and accurate. I can highly recommend him.

    Bogdan Bienkowski Avatar Bogdan Bienkowski

    I have to say that working with Randal Stephens has been a sincere pleasure and in the large majority of cases a blessing. His competence, his attitude to help a... read more

    Alfonso Gentile Avatar Alfonso Gentile
  • Sound advice and guidance always from SJB Global. This professional outfit have a great perspective of the markets and I feel secure my investments are managed by these guys.

    Peter Lacken Avatar Peter Lacken

    I received excellent personalised service & advice from Alex. He went above and beyond to listen to my needs and propose a custom investment plans suited to my needs, earning... read more

    Karine Pierre-Louis Avatar Karine Pierre-Louis

    Jake Barber has been a fantastic Financial Advisor for me. When I was moving from the UK to Germany last Summer, I was searching online for a Financial Advisor who... read more

    Siddique Khan Avatar Siddique Khan
  • Outstanding customer service - really happy.

    Olaf Ulrich Avatar Olaf Ulrich

    Following the decision to switch to SJB Global in 2020 Matthew Quinn has been there with professional advice, information and support every step of the way since. I would certainly recommend... read more

    ian killoh Avatar ian killoh

    Since start of using SJB Global in 2018, I've restructured my pension and savings plans. Professional knowledge, experience and understanding of different available products has enabled me to make... read more

    Paul Austin Avatar Paul Austin
  • My adviser was comprehensive and thorough in ensuring they fully understood my situation and my objectives. The solution provided gives a good return but also reduces the management costs notably... read more

    Glenn Vaughan Avatar Glenn Vaughan

    I moved my investment portfolio to SJB Global earlier this year as I was not seeing any growth with my previous investment company. I have to say that from the... read more

    Paul Simms Avatar Paul Simms

    Following the decision to switch to SJB Global in 2020 Matthew Quinn has been there with professional advice, information and support every step of the way since. I would certainly... read more

    ian killoh Avatar ian killoh
  • I feel very well looked after since I transferred my pension to SJB Global. Daniel responds promptly, concisely and clearly to my queries. Additionally SJB offer very competitive management and... read more

    Graham Tod Avatar Graham Tod

    Piers made my portfolio grow ad cut those toxic investments that otherwise would have gotten me into financial trouble. I'm very lucky to be a customer.

    Tatyana van 't Hof-Minayeva Avatar Tatyana van 't Hof-Minayeva

    Alex Gover is the best !!! His approach is very professional, helpful and always available. His explanations are very clear and he makes it easier to understand the portfolio. I... read more

    Farida SAFSAF Avatar Farida SAFSAF
  • It’s been a breath of fresh air dealing with Jake from SJB Global. My previous advisor had set up my portfolio badly with annual costs eating heavily into my profits.... read more

    Darren Nash Avatar Darren Nash
  • I have been with them now for about 6 months and to date am very happy with both service and results. The approach is much more open and proactive than... read more

    Graham Clark Avatar Graham Clark
  • Since start of using SJB Global in 2018, I've restructured my pension and savings plans. Professional knowledge, experience and understanding of different available products has enabled me to make... read more

    Paul Austin Avatar Paul Austin
  • Thoroughly satisfied in the service, no hesitation in recommending Lewis and the team.

    Iain Powell Avatar Iain Powell
  • Following the decision to switch to SJB Global in 2020 Matthew Quinn has been there with professional advice, information and support every step of the way since. I would certainly... read more

    ian killoh Avatar ian killoh
  • great service

    John Kay Avatar John Kay
  • Friendly and efficient. Sam was incredibly patient with me and spent a lot of time discussing my savings and pension objectives before making his recommendations.

    Sue Kaye Avatar Sue Kaye
  • Very professional and trustworthy financial consultants. I have had many discussions and dealings with Alex Gover and have found him to be extremely helpful, honest and insightful.

    Chris Marsden Avatar Chris Marsden
  • We have been extremely impressed with the professionalism and quality of SJB Global. Randal has been our contact throughout the process of setting up our arrangements and he has shown... read more

    Martin Kelsey Avatar Martin Kelsey
  • Great experience using Ben at SJB global. Made it so easy to draw down funds, great timely communication with the added complexity of a 11 hour time difference. More importantly... read more

    R S Avatar R S

Ready to Get Started?

Managing finances across the US and the UK doesn’t have to be complicated. With expert advice, you can stay compliant, tax-efficient, and confident about your financial future.

What does the obligation free call include?

An initial 15-minute introduction call explaining our services and how we can help.

We go through a fact-finding exercise so we can then provide a full financial planning report including a personalised retirement forecast with future projections and work out how on track you are.

Lastly, we will provide a recommendation on any areas where we feel you could improve.

Who is SJB Global and meet your adviser

Our regulations, Independence and Fees

Our process from start to finish

Area we help with including:

UK Pension Advice

Retirement Planning

Investment Planning

Tax Planning

US Expat Services

International Estate Planning

Note: Minimum managed assets for SJB Global is £100,000 or currency equivalent.

Licensing & Regulations

Nexus Global specialises in providing a regulatory platform and compliance support to international financial advisers and intermediaries to enable them to meet regulatory requirements to provide their clients with a professional service. The financial advisers trading under SJB Global are members of Nexus Global. Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) and bound by the rules under licence number 3647: http://www.fsc.gi/regulated-entity/blacktower-financial-management-international-limited-3647.

Contact Us