by SJB Global | Apr 9, 2026 | Expat Financial Planning, George Symes, Pensions, Retirement Planning
For many years, age 55 has been seen as a milestone in UK retirement planning. It marked the point at which defined contribution pensions could generally be accessed under pension freedoms. That milestone is changing. From April 2028, the Normal Minimum Pension Age...
by SJB Global | Apr 2, 2026 | Expat Financial Planning, George Symes, Retirement Planning, Tax Planning
Relocating to a zero-income tax jurisdiction has become an increasingly common consideration for entrepreneurs, investors and internationally mobile professionals. Jurisdictions such as the United Arab Emirates and Bahrain impose no personal income tax on individuals....
by SJB Global | Apr 1, 2026 | Expat Financial Planning, George Symes, Pensions, Retirement Planning
Qualifying Recognised Overseas Pension Schemes, commonly known as QROPS, were originally introduced to allow individuals leaving the United Kingdom to transfer pension benefits to overseas arrangements in a legitimate and structured way. For many expatriates, the...
by SJB Global | Mar 31, 2026 | Expat Financial Planning, George Symes, Retirement Planning, Tax Planning
Relocating overseas is an exciting step, whether driven by career opportunity, lifestyle preference or retirement ambition. From a financial perspective, however, leaving the UK is far more than a change of address. It alters your tax position, regulatory protections...
by SJB Global | Jan 28, 2026 | Expat Financial Planning, George Symes, Pensions, Retirement Planning, UK
The UK government has confirmed a major change to the way British expats can build their state pension entitlement. From 6 April 2026, access to Class 2 Voluntary National Insurance Contributions (VNICs) will be removed for most people living abroad. At the same time,...
by SJB Global | Oct 13, 2025 | Expat Financial Planning, George Symes, Guides, Investments
Living Overseas, Managing Your Money Living abroad can be exciting, with new cultures, new experiences, and often, new opportunities. But when it comes to your finances, being an expat brings its own set of challenges. It is not just about picking the right...