by SJB Global | Apr 9, 2026 | Expat Financial Planning, George Symes, Pensions, Retirement Planning
For many years, age 55 has been seen as a milestone in UK retirement planning. It marked the point at which defined contribution pensions could generally be accessed under pension freedoms. That milestone is changing. From April 2028, the Normal Minimum Pension Age...
by SJB Global | Apr 1, 2026 | Expat Financial Planning, George Symes, Pensions, Retirement Planning
Qualifying Recognised Overseas Pension Schemes, commonly known as QROPS, were originally introduced to allow individuals leaving the United Kingdom to transfer pension benefits to overseas arrangements in a legitimate and structured way. For many expatriates, the...
by SJB Global | Mar 12, 2026 | Expat Financial Planning, Pensions, Retirement Planning, SJB Global
If you are living abroad, planning to move overseas, or already retired outside the UK, you have probably come across three pension acronyms that feel more confusing than helpful: SIPP, QROPS, and QNUPS. You are not alone. Many of the people we speak to feel unsure...
by SJB Global | Jan 28, 2026 | Expat Financial Planning, George Symes, Pensions, Retirement Planning, UK
The UK government has confirmed a major change to the way British expats can build their state pension entitlement. From 6 April 2026, access to Class 2 Voluntary National Insurance Contributions (VNICs) will be removed for most people living abroad. At the same time,...
by SJB Global | Nov 26, 2025 | Inheritance Tax, Pensions, Randal Stephens, Retirement Planning, UK
Inheriting a UK Pension While Living Abroad: What Non-UK Residents Need to Know If you or your beneficiaries live outside the United Kingdom, inheriting a UK pension can be a complex process. Many British expats and overseas beneficiaries find that their options are...
by SJB Global | Oct 21, 2025 | Expat Financial Planning, Justin Gauden, Pensions, UK
UK Chancellor Eyes Cut to Tax-Free Pension Lump Sums—What Expats Need to Know Reports suggest UK Chancellor Rachel Reeves is considering cutting back the tax-free element of pension lump sums in a bid to raise an additional £2bn annually. Currently, retirees can...
