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Good Financial Planning Builds Confidence in Retirement

Good Financial Planning Builds Confidence in Retirement

by SJB Global | Apr 15, 2026 | Expat Financial Planning, George Symes, Pensions, Retirement Planning

At its core, good financial planning is not about chasing returns or selecting the most complex investment structure. It is about clarity. Most clients, particularly those living abroad, ultimately want answers to two simple questions. When can I retire, and how much...
What Happens to Your ISA, SIPP and Investments When You Leave the UK?

What Happens to Your ISA, SIPP and Investments When You Leave the UK?

by SJB Global | Apr 10, 2026 | Dion Angove, Investments, Pensions, UK

Important Information This article is provided for information purposes only and is not intended to constitute financial, tax, or legal advice, or a recommendation to take any specific action. Tax treatment depends on individual circumstances and may be subject to...
The Age 55 to 57 Pension Access Change What Expats Need to Know

The Age 55 to 57 Pension Access Change What Expats Need to Know

by SJB Global | Apr 9, 2026 | Expat Financial Planning, George Symes, Pensions, Retirement Planning

For many years, age 55 has been seen as a milestone in UK retirement planning. It marked the point at which defined contribution pensions could generally be accessed under pension freedoms. That milestone is changing. From April 2028, the Normal Minimum Pension Age...
QROPS Under Scrutiny: Suitability, Costs and Long Term Risks

QROPS Under Scrutiny: Suitability, Costs and Long Term Risks

by SJB Global | Apr 1, 2026 | Expat Financial Planning, George Symes, Pensions, Retirement Planning

Qualifying Recognised Overseas Pension Schemes, commonly known as QROPS, were originally introduced to allow individuals leaving the United Kingdom to transfer pension benefits to overseas arrangements in a legitimate and structured way. For many expatriates, the...
SIPPs vs. QROPS vs. QNUPS: What’s Right for You?

SIPPs vs. QROPS vs. QNUPS: What’s Right for You?

by SJB Global | Mar 12, 2026 | Expat Financial Planning, Pensions, Retirement Planning, SJB Global

If you are living abroad, planning to move overseas, or already retired outside the UK, you have probably come across three pension acronyms that feel more confusing than helpful: SIPP, QROPS, and QNUPS. You are not alone. Many of the people we speak to feel unsure...
UK Budget 2025: What the Class 2 NIC Removal Means for British Expats

UK Budget 2025: What the Class 2 NIC Removal Means for British Expats

by SJB Global | Jan 28, 2026 | Expat Financial Planning, George Symes, Pensions, Retirement Planning, UK

The UK government has confirmed a major change to the way British expats can build their state pension entitlement. From 6 April 2026, access to Class 2 Voluntary National Insurance Contributions (VNICs) will be removed for most people living abroad. At the same time,...
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The financial advisers trading under SJB are members of Nexus Global. Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed Representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) under licence number 3647.

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