by SJB Global | Aug 19, 2025 | Expat Financial Planning, Jake Barber, Pensions, Retirement Planning, Tax Planning
If you’re an American living overseas, your Roth 401(k) or Roth IRA might not be the tax-free haven you think it is. While these accounts offer tax-free growth and withdrawals in the U.S., things get complicated when you move abroad. Here’s what you need...
by SJB Global | Aug 18, 2025 | Expat Financial Planning, George Symes, Guides, Pensions, Retirement Planning, Tax Planning, UK
Relocating abroad is an exciting new chapter, but it also brings a host of financial considerations for UK expats. Whether your move is temporary or permanent, preparing your finances properly can help avoid surprises later. From tax obligations to pension management...
by SJB Global | Aug 12, 2025 | Estate Planning, Justin Gauden, Pensions, Tax Planning
From April 6, 2027, UK law will include unused pension savings within the value of someone’s estate for Inheritance Tax (IHT) purposes. That means pensions – once seen as a tax‑efficient legacy tool – could now trigger an effective 67% tax hit for beneficiaries,...
by SJB Global | Jul 31, 2025 | Expat Financial Planning, Jake Barber, Pensions, Tax Planning, UK
Starting in April 2027, pension holders in the UK could face a significant shock when it comes to inheritance tax (IHT). Changes in the 2024 UK Budget mean unused pension savings will fall under the IHT regime, potentially exposing beneficiaries to sky-high tax bills....
by SJB Global | Jul 14, 2025 | Expat Financial Planning, George Symes, Regulations, Retirement Planning, Tax Planning, UK
Let’s talk about wealth taxes. Not income tax. Not inheritance tax. I’m talking about a levy on total net assets, including things like property, investments, luxury items, and savings. The idea sounds simple enough: tax the accumulated assets of the wealthiest...
by SJB Global | Jul 7, 2025 | Expat Financial Planning, Investments, Jake Barber, Regulations, Retirement Planning, Tax Planning, US Expats
If you’re an American living abroad, managing your investments can get tricky. I’ve worked with a lot of expats over the years, and the same issues come up again and again. U.S. tax laws, foreign regulations, and compliance rules can all limit what you can do...
