by SJB Global | Aug 8, 2023 | Advice, Investments, Markets, SJB Service
Harnessing the power of your retirement savings in the midst of market volatility requires strategic planning and a keen understanding of your financial goals. While market fluctuations may induce anxiety, they also present opportunities for savvy investors to make the most of their retirement funds. In this article, we’ll dive into strategies for structuring your retirement savings in volatile markets.
by SJB Global | Aug 3, 2023 | Advice, Investments, Pensions, SJB Service
Building a secure retirement is a lifelong goal for many individuals, and one of the most effective ways to achieve that is through compound investing in a pension. While pensions may seem complex, understanding the power of compound investing within this framework can help individuals maximize their savings and create a solid financial foundation for their retirement years. In this article, we will explore the key reasons why compound investing in a pension is so powerful, and how it can significantly impact your retirement savings.
by SJB Global | Aug 1, 2023 | Advice, Retirement, SJB Service
Retirement planning is a topic that often gets overlooked or brushed aside by many working-age individuals. But in today’s ever-changing landscape, with recent events like Brexit, the global pandemic, and subsequent recovery efforts, retirement saving has taken a backseat even for policymakers. While pension policies went through significant changes in the past, the last comprehensive review of the retirement saving system dates back to 2005 when Lord Turner’s Pensions Commission presented its findings.
by SJB Global | Jul 27, 2023 | Advice, Pensions, SJB Service
In recent years, the financial well-being of today’s pensioners has shown remarkable improvement. However, it is crucial not to overlook the potential challenges that lie ahead for future generations. With this in mind, a substantial and timely Pensions Review has been initiated to assess these risks and identify the necessary steps to ensure a secure and prosperous retirement for working-age individuals.
by SJB Global | Jul 24, 2023 | Advice, Investments, SJB Service
In the world of finance, high-interest rates have a profound impact on investment strategies and financial planning. While they may be a cause for concern for borrowers, they also present a wealth of exciting opportunities for savvy investors. One such opportunity that thrives in a high-interest rate environment is annuities.
by SJB Global | Jul 20, 2023 | Advice, Investments, SJB Service
Fixed Index Annuities (FIAs) have emerged as a powerful financial tool that offers individuals the potential for both stability and growth. In this article, we will explore what FIAs are and uncover the key benefits they provide. Whether you’re a retiree seeking a reliable income stream or a conservative investor aiming for long-term financial security, FIAs may be the perfect fit for you.