by SJB Global | Oct 28, 2024 | Advice, Alex Gover, Markets, North America, US Expats
U.S. elections are pivotal events that shape the political and economic landscape of the country and is some ways the world. Despite the uncertainty that elections bring, historical data shows that markets tend to exhibit growth in the periods leading up to, and...
by SJB Global | Oct 25, 2024 | Advice, Brexit, Europe, Financial Planning, Jake Barber
Brexit has had a significant impact on British expats, particularly in terms of financial planning. The changes have influenced everything from pension access to currency stability, affecting how expats manage their finances abroad. Here’s a breakdown of the key...
by SJB Global | Oct 23, 2024 | Advice, Financial Planning, Markets, Rob Hoey
Investing in the stock market can be a rollercoaster of emotions, especially when market volatility strikes. Emotional investing, driven by fear or greed, often leads to impulsive decisions that can harm long-term financial goals. To be a successful long-term...
by SJB Global | Oct 21, 2024 | Advice, North America, Randal Stephens, Regulations, Tax
As a financial advisor, I frequently encounter clients who are blindsided by the realization that they are accidental Americans and face unexpected U.S. tax obligations. American citizenship, while offering numerous benefits, comes with significant tax...
by SJB Global | Oct 14, 2024 | Advice, Investments, Randal Stephens
If you’re exploring how to select the best mutual fund for your investments, understanding the role of expense ratios—what you pay to invest in a fund—can be crucial. Research from Morningstar, alongside insights from industry experts like Jack Bogle, suggests...
by SJB Global | Oct 9, 2024 | Advice, Alex Gover, Financial Planning, Regulations
Understanding the 30% Ruling The 30% ruling is a useful tax advantage for highly skilled migrants working in the Netherlands. It allows 30% of your salary to be tax-free, which covers the extra costs associated with living abroad. This ruling is generally available...
