by SJB Global | Oct 9, 2025 | Cross-Border Tax, Estate Planning, Expat Financial Planning, George Symes, Pensions
Moving overseas may feel liberating, but it also brings fresh financial complexities, especially when it comes to UK pensions. If you’re a British expat or planning to retire abroad, understanding how UK inheritance tax (IHT) rules apply to your pension could make a...
by SJB Global | Aug 25, 2025 | Estate Planning, Financial Planning, Jake Barber, Tax
As a U.S. citizen, you are required to pay estate taxes on your worldwide assets, regardless of where you reside. This means that both your U.S.-based and foreign assets fall under U.S. estate tax rules. The positive news, however, is that the estate tax exemption...
by SJB Global | Aug 12, 2025 | Estate Planning, Justin Gauden, Pensions, Tax
From April 6, 2027, UK law will include unused pension savings within the value of someone’s estate for Inheritance Tax (IHT) purposes. That means pensions – once seen as a tax‑efficient legacy tool – could now trigger an effective 67% tax hit for beneficiaries,...
by SJB Global | May 12, 2025 | Estate Planning, Financial Planning, France, George Symes, Investments, Retirement, Tax
For residents of France, an assurance vie is a key financial product worth considering. But what exactly is an assurance vie, and what benefits does it offer to those living in France? This post explains what an Assurance Vie is, its key benefits, tax advantages, and...
by SJB Global | Mar 11, 2025 | Advice, Estate Planning, SJB Global, UK
If you’re a UK-domiciled expat, navigating estate planning can feel like trying to solve a Rubik’s Cube blindfolded. Living abroad doesn’t necessarily exempt you from the UK’s inheritance tax (IHT), which stands at a substantial 40%. Without...
by SJB Global | Aug 23, 2024 | Advice, Estate Planning, SJB Global
The death of a business owner can have profound emotional and operational impacts on the business, its stakeholders, and the owner’s family. This article explores the various considerations and strategies that need to be addressed to ensure the continuity, sale,...
