by SJB Global | Oct 21, 2025 | Expat Financial Planning, Financial Planning, Justin Gauden, Pensions, UK
UK Chancellor Eyes Cut to Tax-Free Pension Lump Sums—What Expats Need to Know Reports suggest UK Chancellor Rachel Reeves is considering cutting back the tax-free element of pension lump sums in a bid to raise an additional £2bn annually. Currently, retirees can...
by SJB Global | Oct 3, 2025 | Financial Planning, Retirement, SJB Global, Tax, US Expats
For many Americans, the dream of retiring abroad offers the promise of lower living costs, new cultural experiences, and a slower pace of life. Yet alongside the excitement, U.S. citizens planning their retirement overseas must pay close attention to the changing...
by SJB Global | Aug 25, 2025 | Estate Planning, Financial Planning, Jake Barber, Tax
As a U.S. citizen, you are required to pay estate taxes on your worldwide assets, regardless of where you reside. This means that both your U.S.-based and foreign assets fall under U.S. estate tax rules. The positive news, however, is that the estate tax exemption...
by SJB Global | Aug 18, 2025 | Financial Planning, George Symes, Guides, Pensions, Retirement, Tax, UK
Relocating abroad is an exciting new chapter, but it also brings a host of financial considerations for UK expats. Whether your move is temporary or permanent, preparing your finances properly can help avoid surprises later. From tax obligations to pension management...
by SJB Global | Aug 13, 2025 | Advice, Financial Planning, Jake Barber, Pensions, Retirement
Are you an American expat who’s just been told by your 401(k) provider that they can’t manage your account while you’re living overseas? You’re not alone! Many U.S. expats face this dilemma when their 401(k) provider suddenly gives them a deadline to...
by SJB Global | Aug 8, 2025 | Advice, Ben Eccles, Financial Planning, Protection
After years of analysing global markets and advising expats, I’ve seen one clear pattern: Many DIY investors don’t fail because they lack intelligence… they fail because they’re doing it alone. Managing pensions, taxes, and investments across borders is complex. And...
