by SJB Global | Aug 13, 2025 | Advice, Financial Planning, Jake Barber, Pensions, Retirement
Are you an American expat who’s just been told by your 401(k) provider that they can’t manage your account while you’re living overseas? You’re not alone! Many U.S. expats face this dilemma when their 401(k) provider suddenly gives them a deadline to...
by SJB Global | Aug 12, 2025 | Estate Planning, Justin Gauden, Pensions, Tax
From April 6, 2027, UK law will include unused pension savings within the value of someone’s estate for Inheritance Tax (IHT) purposes. That means pensions – once seen as a tax‑efficient legacy tool – could now trigger an effective 67% tax hit for beneficiaries,...
by SJB Global | Jul 31, 2025 | Advice, Jake Barber, Pensions, Tax, UK
Starting in April 2027, pension holders in the UK could face a significant shock when it comes to inheritance tax (IHT). Changes in the 2024 UK Budget mean unused pension savings will fall under the IHT regime, potentially exposing beneficiaries to sky-high tax bills....
by SJB Global | Jul 30, 2025 | George Symes, Pension Transfers, Pensions, UK
As a UK expat, managing your pension can be complex. Whether you’re considering transferring your UK pension to your new country of residence or leaving it in the UK, it’s crucial to understand your options. This guide outlines the key considerations and...
by SJB Global | Jul 28, 2025 | Advice, Financial Planning, Pension Transfers, Pensions, SJB Global
If you’ve gathered a few pension pots from different jobs, chances are you’re wondering how to bring them together, or whether it even makes sense. You’re not alone. That’s one of the most common questions we hear at SJB Global. How Do You Transfer a Pension?...
by SJB Global | May 26, 2025 | Advice, Australia, Financial Planning, George Symes, Investments, Pensions, Tax, UK
If you are thinking about retiring in Australia, it may be possible to move your UK pension there, but there are strict rules. Transfers can only be made to Australian superannuation funds that appear on HMRC’s list of recognised overseas pension schemes (QROPS), and...
